Money Management Tools
Stop hiding your money in your sock drawer
Creating the amazing future you imagine doesn’t happen by accident. So, Extra Credit Union has arranged for you to receive FREE financial consulting by Accel — our personal money management partner with 45 years of expertise.
Receive personalized answers to your financial questions and concerns, including:
- Personal and family budgeting
- Money management
- Debt repayment
- Housing counseling
- Avoiding bankruptcy, foreclosure and repossession
Managing your Debt
You’re not alone if you’re having difficulty paying your bills or staying current on credit cards. At Extra Credit Union, we offer debt management services to our members that can bring financial relief.
Accel counselors will actually contact your creditors on your behalf to negotiate concessions and/or work out loan payment agreements. Typically, credit card companies will agree to lower your interest, eliminate fees, and cease collection activity.
Certified financial counselors are available Monday through Thursday 8 a.m. to 9 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. Call 1-877-33ACCEL (332-2235) to speak with an Accel representative or visit Accel Services for details. Mention you are a member of Extra Credit Union.
Not so great at managing your checking account and keeping your figures balanced? No worries. Just use the CheckRight web-based checking account management module.
Want to learn to budget your money wisely and spend within your means? BudgetSmart, an easy-to-use software tool, is designed to help you manage your money more effectively.