Unsecured

We’re ready to invest in you. Choose any signature loan we offer — a personal loan, a personal line of credit, or a debit consolidation loan — and use it for any purpose you want, with no collateral required. Approval is based upon your current credit standing.

Call us (586) 276-3000 for more information, or apply for a signature loan online today.

Personal Loans
When you qualify, you can finance virtually anything with an affordable, personal loan.

• Loans available for up to $10,000
• Terms up to 48 months

flexLINE
flexLINE gives you a line of credit you can draw on when you need it most.

• Maintain cash flow
• Acts in case of emergencies or miscalculations
• Repay what you borrow at a fixed interest rate

Debt Consolidation Loans
When monthly payments for credit cards and other high-interest debt start stacking up, a debt consolidation loan can make a big difference.

• Easier and more convenient
• Save money by paying off high-interest debt with a single, affordable loan

One monthly payment (instead of several) reduces the chance of late or missed payments

Learn the responsibilities of handling money while building good credit for when you reach adulthood.

Credit Limit

• Age 13-15 — up to $300 (closed-end or secured only)
• Age 16-19 — up to $750
• Age 16-19 — up to $5,000 with a qualified co-signer
  

Here’s how to apply:

• Complete and sign a youth loan application
• Provide proof (like a pay stub or letter) that you have a source of income (allowance or taxable income)
• Submit a high school transcript or report card
• Submit any other information your loan officer requests
• Provide a character reference from someone you know, such as a supervisor, teacher, school counselor or student branch representative (school attendance and grades will be taken into consideration)

To download the loan application, you'll need Adobe® Reader® software. If you don't already have it, click here for a free download.