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Services

Additional Services

Phone Account Access
No Internet? No problem. With Extra Credit Union, you can use the telephone to gain around-the-clock access to your accounts. And best of all, it’s free.

  • Complete over 20 transactions from any touch-tone phone, 24 hours a day
  • Transfer funds between your Extra Credit Union accounts*
  • Check balances
  • Verify when a check clears
  • Obtain a check withdrawal from regular savings, checking or line of credit (a check will be mailed to you within one business day)

    Enroll today! Call us at (586) 276-3280 or toll-free at (877) 638-7628, Ext. 3280.

    Business Credit Card Processing

    Process credit card transactions quickly and easily with electronic payment processing powered by Newtek.


    Turbo Tax

    Make filing your taxes easy!


    U.S. Savings Bonds

    • Series I and Series EE available
    • Denominations range from $50 to $10,000

    VISA® Gift Cards

    • Available in any even dollar amount from $20 to $500
    • $3.95 fee per Gift Card if purchased at an Extra Credit Union branch
    • $5.00 fee per Gift Card if purchased online

    American Express® Gift Cheques

    • Available in $25, $50 and $100 denominations
    • $2.50 fee per cheque
    American Express Travelers Cheques
    • Available in $20, $50 and $100 denominations
    • Fee is 1% of total amount purchased
    • Cheques for Two® are 1% of total amount purchased

    Cashier's Checks

    • Personal cashier’s checks – $2 fee per check
    • Business cashier’s checks – $25 fee per check
    Coin Machine
    • Available at Main Office, Sterling Heights and Center Line branches
    • Member transaction fee – 4%
    • Nonmember transaction fee – 8%
    Money Orders
    • Available in any amount up to $999.99
    • $2 fee per money order
    Notary Services
    • Our services are free

    Safe Deposit Boxes

    • Store your valuables at the Extra Credit Union Main Office
    • For current annual rates, please view our fee schedule
    Signature Guarantee
    • Our service is free
    U.S. Postage Stamps
    • Available at Extra Credit Union branches at no extra charge
    • Available at select Extra Credit Union ATMs for a minimal fee
    Wire Transfers
    • Domestic wire transfers – $20 fee
    • Foreign wire transfers – $40 fee

    *Transfers or withdrawals from an Extra Credit Union savings account are limited to six per calendar month. Includes pre-authorized transfers, automatic transfers and transfers made by phone or with Online Banking or Phone Access.