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Who is eligible to join Extra Credit Union?

Membership Eligibility
You can become a member when you meet any one of the following eligibility qualifications:
  • Municipalities — Individuals working for the cities of Warren or Center Line. All individuals working for municipalities located within 25 miles of any Extra Credit Union branch may be eligible to join
  • Educational Associates — Staff, students and alumni of Warren Consolidated, Warren Woods, Center Line, Fitzgerald, Van Dyke, Clintondale, and Chippewa Valley school districts, along with Macomb Community College
  • Teachers — Teachers in all participating school districts
  • Retirees — Anyone over the age of 55 who lives in Macomb County or neighboring counties and receives retirement benefits
  • Organizations — Companies and organizations located within 25 miles of an Extra Credit Union branch can apply for Ambassador Group status, enabling their employees or members to join. If you are an interested business owner or official of an organization, contact us at (586) 276-3000 for information.
  • Family and household members — Families of any current Extra Credit Union members, non-relatives living in a current member's household, as well as family members of anyone in the groups mentioned above
For questions or more information about a membership eligibility, please call (586) 276-3000 or (877) 638-7628. Or e-mail us at info@extracreditunion.org.