Insurance

An important part of building your financial future is protecting your assets and insuring against risk. That’s why we offer you the opportunity to purchase insurance coverage at great rates through our trusted partners.

Auto and Homeowners Insurance from AAA Michigan

Receive special, discounted group rates on auto and homeowners insurance from AAA Michigan

Additional discounts may be available for safety and security device usage or multi-vehicle coverage

Valuable extras include 24-hour emergency road service, travel discounts, TripTiks, TourBooks and maps

Learn more and get a free, no-obligation quote. Visit the AAA agent in our Main Office, or call (586) 268-3482. If you prefer, visit AAA online.

AAA Michigan is already well known as the go-to company for roadside assistance and affordable auto insurance*, plus many other useful benefits. And they’ve been serving their Michigan members for 100 years. Now they’re supporting Invest in America. Invest in America is a credit union member enhancement program that brings value and substantial discounts to credit union members from great U.S.-based companies like Chrysler and GM.

When credit union members in Michigan buy a new vehicle through the Invest in America program and sign up for a new AAA primary membership, they receive a free first-year upgrade to primary AAA Plus Membership—a savings of $28! Members receive these added benefits:

AAA Basic Membership
Fuel delivery to get you to the nearest station

Lockout service

Towing up to 5 miles

RVs and trailers excluded

Car travel interruption coverage up to $600

AAA Plus Membership

Paid fuel delivery to get you to the nearest station

Enhanced lockout service

Towing up to 100 miles

Coverage for RVs and trailers

Car travel interruption coverage up to $1,000

For more information, please visit our AAA Representatives at our Main Office.

*Insurance underwritten by Auto Club Insurance Association family of companies.

Collateral Protection Insurance from Dennis Lane and Associates

As a condition of your loan with Extra Credit Union, you are required to carry full coverage insurance on your vehicle. Our trusted partner, Dennis Lane and Associates (DLA), manages our collateral protection insurance program which protects your investment as well as the credit union against potential loss. If you have received a letter from DLA it is because we are missing documentation of the coverage on your vehicle. If you have questions or wish to contact them directly, click here, or you can call us at (586) 276-3000.

Insurance Options from CUNA Mutual Group

Choose from a variety of insurance products through CUNA Mutual Group's Member's Choice® program.

Credit Life and Disability Insurance — Protect yourself and your family with coverage for credit union loan obligations.

Mechanical Repair Coverage — Add protection for repair costs for vehicles financed through Extra Credit Union.

Vehicle Guaranteed Asset Protection (GAP) Insurance — Protect your investment against irreparable damage or theft. GAP insurance covers the difference between your insurance carrier's settlement and the loan balance.

Accidental Death and Dismemberment Insurance — Gain peace of mind with low-cost coverage for you and your family, or choose free coverage! Every Extra Credit Union member who is at least 18 years old is eligible for basic $2,000 coverage at no cost. Sign up today.

Find out more about your insurance options. Visit a nearby Extra Credit Union branch or call us at (586) 276-3000.

The information contained in this web site is believed to be accurate at the time it was posted, and is not intended to be interpreted as direct financial or legal advice. Please contact a financial advisor, attorney or other qualified professional for advice on your personal situation. All information is subject to change without notice. Unauthorized use or reproduction of information contained in this site is strictly prohibited.

Extra Credit Union does not endorse or guarantee the products or information provided on any links to third-party web sites, nor is it liable for products and services advertised on linked sites. Please carefully examine the privacy policies of each site visited, as their practices may differ from Extra Credit Union's privacy policy.