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Loans
Frequently Asked Questions

Loans

Financing comes in many shapes and sizes. We’ve got tons of options when it comes to borrowing the funds you need to make your aspirations a reality. Whether you want a small budget-helper for things like school supplies or a faster computer, or if you’re after bigger things like a new car or an addition to your home, our loans are designed to accommodate your needs while keeping your payments and interest as low as possible. We boast competitive rates, flexible options, fast approvals, and personal service that supports you every step of the way.

 

Your loan process is simple. Educated Extra Credit Union Member Service Representatives are always on hand to help you.

  • Apply for and close on most loans on-line or by phone without having to wait for paperwork or drive to a branch
  • Receive a check or have funds deposited directly to your account immediately

Rates
Check out our competitive interest rates.
Auto
Your key to the open road.
Real Estate
Settle into the home of your dreams with a rate that lets you sleep soundly.
Secured
Calculate the possibilities.
Unsecured
Get the things you need, affordably.
Apply for a Loan
You'll find competitive rates and terms to fit your budget.
Pay Your Loan
Submit your Extra Credit Union loan securely and conveniently.
VISA® Credit Cards
Enjoy low, fixed rates, no annual fees, and robust rewards program options.
Financial Calculators
See how the numbers fall and pick your best path.