Extra Quick Loan
It’s not just a loan – it can be a fresh start!
Extra Quick Loan
As a member of Extra Credit Union, you have access to as much as $1,000 cash whenever you need it. Use your Extra Quick Loan to cover yourself in an emergency, for a quick weekend getaway, to replace appliances, or even to cover unforeseen medical expenses—for whatever! Really—no questions asked. You can trust us to keep you out of a vicious cycle of endless payments and high interest rates that are charged by cash advance or payday lenders for this service. (The facts about payday lenders are mind blowing).
Why an Extra Quick Loan?
- Short Form–Quick Process
- No Credit Check
- Fair Interest Rate–21.95%*APR (some lenders charge up to 400% for a short-term loan)
- Take Up to Six Months to Repay
Borrow what you need.
You can request as little as $100 or as much as $1,000.
Build your credit score.
Since your payments are automatically transferred out of your Extra Credit Union account, we’ll report your on-time payments to credit reporting agencies. This will build a positive history and improve your credit, which is not done by payday or cash advance lenders.
Get financial help.
Feeling like you’re stuck in a cycle of borrowing to make ends meet? You’re not alone. Let us help. We can review your credit report and refer you to our money management partner, Accel, to help you set a strategy that can bring financial relief and a brighter future.
Interested? Click here to get started with your Extra Quick Loan today!
Valid on loan amounts from $100 to $1,000. A minimum monthly payment is $50. Loan terms between one month and six months. To qualify for the Extra Quick Loan, you must be 18 years of age, an Extra Credit Union member in good standing for a minimum of 90 days, and employed for a minimum of 90 days. A $20 application fee is required. The *APR for the Extra Quick Loan is 21.95%. If you set up direct deposit of your payroll, a 1% reduction of this rate will be applied. *APR = Annual Percentage Rate.
Sample monthly payment amounts for a six month loan of $1,000 at 21.95% is $177.61.
Check out our loan FAQs for more information.