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Resources/Tools

Money Management

The tools you need to build a better future.

As a valued member of Extra Credit Union, you are now eligible for free financial counseling from Accel, our personal money management partner. Accel provides our members with the most comprehensive financial support system possible.

 

With 45 years of experience behind them, Accel has the personalized answers you need to assist you with a myriad of financial concerns including:

  • Personal and family budgeting
  • Understanding your credit report and improving your credit score
  • Money management
  • Debt repayment
  • Housing counseling
  • Avoiding bankruptcy, foreclosure and repossession

Certified financial counselors are available Monday through Thursday 8 a.m. to 12 a.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. Call 1-877-33ACCEL (332-2235) to speak with an Accel representative.

 

Debt Management Plan

If you’re having difficulty paying bills or staying current on credit cards, this service could prove invaluable for you. Accel counselors will contact your creditors on your behalf to negotiate concessions and/or work out loan payment agreements. Typically, credit card companies will agree to lower interest, eliminate fees and cease collection activity.

 

Credit Report Review

Accel provides free credit report counseling to assist members in understanding their personal credit report and credit score. The certified financial counselors at Accel will help members resolve inaccurate information, understand how bureaus report information and become more credit worthy.


CheckRight

Use this web-based checking account management module to learn how to manage your checking account and keep your figures balanced.


BudgetSmart

Learn to budget your money wisely and spend within your means with BudgetSmart, an easy-to-use software tool designed to help you manage money more effectively.

 

For more financial education material, please click here.