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Overdraft Protection

Recent regulatory changes that affect overdraft protection options have prompted us to develop a NEW Overdraft Protection program that will cover you in a wider variety of situations. In addition to overdraft protection for your checks and electronic withdrawals, now we will cover your everyday debit transactions. But due to the new legislation, we can’t cover you unless you opt-in.

 

Take a moment to read through your options and select the choice that best fits your banking needs, then click here to proceed with the opt-in process.


 

Type of Transaction

 Do I have Overdraft Coverage
 Fee (per transaction)
Checks
 Yes
 $30
Automatic Withdrawals (mortgage, insurance, loan payments)
 Yes
 $30
ATM Transactions
 No, unless you enroll
 $30
One-Time Debit Transactions
 No, unless you enroll
 $30
Concerned about the fee?
Remember that if you have funds available in other accounts, we will pull from those accounts first, in the order that you designate, to cover your transactions at just $3 per transfer.