Extra Credit Points

Extra Credit Points is an incredible program that rewards you for using your Extra Credit Union Debit MasterCard® or Visa® Credit Card. Every time you use your card, you earn points that you can redeem for travel, merchandise, gift cards, and much more. But unlike other reward programs – you are in control and have countless options!

Merchandise

Choose from electronics, home décor, sports, and leisure!

Travel

This is amazing! Apply your points to pay for all or a portion of any travel. You can choose a Travel Package, call our Travel Agency, use our Online Booking Engine, or book anywhere and use the Travel Rebate System to receive a credit to your account! This is the ultimate in travel redemption flexibility.

Gift Cards

Redeem your points for merchant gift cards to hundreds of national stores, restaurants, hotels — and many more! Then enjoy your gift cards at your favorite places to shop and dine.

Downloadable Music and Ringtones

Redeem your points for instant rewards! Browse through or  extensive catalog of music and ringtones to begin enjoying your purchase within minutes.

When you receive your welcome kit in the mail, simply click here to set up your Extra Credit Points online account access and discover just how rewarding extra credit can be.