Extra Credit Union is partnering with Warren Goodfellows to collect mittens, gloves, hats, and scarves for children in our area. Donations will be accepted throughout December.

If you would like to donate, please bring any of the above listed items to any Extra Credit Union branch or place them on the Giving Tree at our Main Office located at 6611 Chicago Road, Warren, MI 48092 beginning November 27.

Thank you for your generous donations.

For more information regarding our community donations, please click here.

Come support our Tools for Schools program Wednesday, September 23 from 58 p.m. Indulge in some creamy goodness with your friends and family and enjoy knowing that a portion of the proceeds will go towards supporting our local youth.

Cold Stone Creamery

35732 Van Dyke Ave, Sterling Heights, MI 48312

(Located on Van Dyke, just North of 15 Mile Road)

For more information regarding our Tools for Schools program or to make a donation, please click here or call us at (586) 276-3000.

Dealing with a Financial Emergency: Short Term Financial Planning

Monday, April 20, 2009 45 p.m.

Extra Credit Union, Walsh College, MI Council on Economic Education, and Cygnet Institute are pleased to sponsor this event. If your family income has been drastically reduced, your expenses keep adding up, and your savings has deteriorated, then this seminar can help you.

How to Choose a Mortgage

Monday, April 20, 2009 23 p.m. & Wednesday, April 22, 2009 56 p.m

Designed to help adults understand how and when to choose the best mortgage. Extra Credit Union mortgage experts will answer the mortgage questions everyone should be asking. Refreshments provided.

Surviving Financially Through the Unemployment Crunch

Tuesday, April 21, 2009 34 p.m.

Receive hands-on tools and learn practical tips on how to stay afloat and cut expenses during times of job loss. Refreshments provided.

Coffee with the Financial Coach

Wednesday, April 22, 2009 11 a.m.12 p.m.

Well answer your basic finance questions and give you the right tools for debt reduction and help you learn to manage your money.

Mad City Money

Friday, April 24, 2009 46 p.m.

Learn what its like to live in the real world. Well give you a job, a spouse, some kids and all your basic expenses. Its your job to make it to the end of the game with money left in your pocket. *Open to all high school students; you do not need to be a member to participate

You must RSVP by April 9, 2009. Please call (586) 276-3651 to reserve your spot!

First Annual Money Smart Week Saving is Cool Rap Contest
Elementary students at our partner schools located in Macomb County are eligible to participate in our Saving is Cool Rap contest and win $100 cash!

• Rap Contest Poster
• Rap Contest Official Rules and Entry Form
• Extra Credit Union General Contest Rules

Extra Credit Union is celebrating summer by kicking off their fifth annual Tools for Schools fundraiser. Tools for Schools supports seven area schools districts in partnership with Extra Credit Union by providing school supplies for children in need.

All donations will be delivered to Center Line, Chippewa Valley, Clintondale, Fitzgerald, Van Dyke, Warren Consolidated and Warren Woods public schools at the beginning of the 2008-2009 school year. The wish list includes items such as new book bags, crayons, binders, pencils, and any other items students need to do well in a classroom.

The fundraiser runs from May 1st, 2008 to July 31st, 2008. Collections will help prepare students for the upcoming school year. Drop boxes are available at all Extra Credit Union locations, including school branches. Monetary donations can also be mailed to Extra Credit Union, Attn: Tools for Schools.

Our mission is to support local schools and their students, says Deidra Williams, President/CEO of Extra Credit Union. Tools for Schools is a wonderful way to make a difference in someone elses life. Having the tools to succeed in the classroom is vital to the education of our youth!

Warren, Mich. July 7, 2008- Extra Credit Unions Financial Education department teamed up with a local summer school program for an exciting event designed to teach high school students the right way to budget Mad City Money. The event was held at Fitzgerald High School and a remarkable 130 students attended.

Mad City Money is a reality simulation city where students are given a monthly income, spouse, children, and various monthly credit obligations ranging from student loans, mortgages and rent, to car loans and credit card debt. They are required to visit each "store" to purchase their necessities like housing, transportation, clothing, food, personal needs, furniture and child care. They are also required to visit the credit union where they are encouraged to save for their retirement. Extra Credit Union Financial Education Representatives and school staff run each store attempting to convince students to spend, spend, spend. The students have to make the best choices based on their income, write out a check correctly, and balance their check register. When all is said and done the student must have at least $100.00 left, if not they must go back and select what is reasonable for them and their budget. It is an excellent way to put kids in a real life scenario and understand the importance of making wise financial decisions.

Mad City Money is a perfect program for these students, comments Denise van der Ster, VP of Operations. The students are learning the importance of budgeting and having fun doing it!