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Credit Cards

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Check out our Extra Credit Union Platinum or Platinum Rewards Mastercard®! The benefits are so great, you’ll definitely want to keep this card at the top of your wallet.

The Extra Credit Union Mastercard® program is designed to fit your unique situation, built just for you with fewer fees and options that fit your life! You can even get a card issued on the spot at Extra Credit Union, upon credit approval.

Platinum and Platinum Rewards Mastercard® benefits:

  • No annual fee
  • No balance-transfer fee
  • No fee at Extra Credit Union ATM’s
  • No cash-advance fee
  • Low standard payments
  • Low foreign-transaction fee
  • Annual statement
  • Pay your bill online or in person at our Main Office in Warren

Platinum Mastercard® benefits:

  • A fixed interest rate based on your current situation, income and credit score
  • Authorized users permitted
  • Jumpstart your credit with our savings-secured Platinum Mastercard®

Platinum Rewards Mastercard® benefits:

  • Awesome Extra Credit Union Rewards Program featuring gift cards for travel, retailers and services
  • Manage your rewards program in eBanking with a simple click to the rewards site after logging in or call 1-877-909-1450 to speak with a Rewards Program representative
  • Accumulate points up to 48 months before they expire
  • Earn one rewards point for every $1 you spend—with no limit on the points you can accumulate
  • Variable interest rate based on prime*

Mastercard® Guide to Benefits for Extra Credit Union Mastercard Credit Cardholders.

Applying is easy and available 24/7!

*Variable rate based on Wall Street Journal prime plus the margin based on individual credit history. Minimum credit score required for Platinum Rewards Mastercard®.

Interest calculated via average daily balances. Interest on cash advances begins immediately when the transaction is posted to the account. Interest on purchases and balance transfers will be charged on the first day of the following billing cycle. Skip-A-Pay not offered on credit cards. All loans are subject to credit approval.

Extra Credit Union Platinum or Platinum Rewards Mastercard® forms:

Questions? Visit our Platinum and Platinum Rewards Mastercard® FAQs page.

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