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Get a HEAD START on your Finances in 2024!

Feel like you’re getting nowhere racing lap after lap with endless payments and never reaching the finish line of having your debt paid off? That can be such a drag!

Don’t let the stress of your debt steer you off track. Rev up your engine and get a head start on your finances in 2024—Extra Credit Union can help!

Transfer your high-interest credit card balance to Extra Credit Union’s Platinum Mastercard® and get a special introductory rate of 4.99% APR for 12 months on balances transferred by March 27, 2024!* After the promotional term, the standard purchase APR of 9.95% to 22.70% will apply.

WHAT ARE YOU WAITING FOR? Let’s burn some rubber! Applying is easy—and available 24/7:

  • Online: ExtraCreditUnion.org
  • eBanking: Visit the “Apply for a Loan or Share” tab on left or the pull-down menu on the eBanking App
  • Call: (586) 276-3000, option 1
  • In person: At our Main Office (6611 Chicago Rd. Warren, MI 48092) or Lending Center (59321 Van Dyke Ave. Washington Twp., MI 48094)

Already have our credit card? GREAT! Transfer your balance today using this form.

*APR=Annual Percentage Rate. Special introductory rate of 4.99% APR for 12 months from date of transfer applies only to balance transfers completed through March 27, 2024. Thereafter, the standard purchase APR will apply to all balances. The current standard non-variable APR for Platinum Mastercard® purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the current standard variable interest rate for purchases and cash advances is 16.70% to 22.70% based on credit worthiness at account opening and will vary based on the Prime Rate. Minimum credit score is required for Platinum Rewards Mastercard®. Credit cards are not eligible for Skip A Pay. All loans are subject to credit approval. Additional limitations, terms, restrictions and conditions apply. Programs, rates, terms and conditions are subject to change at any time without notice.


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