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Drive Your Dream

It’s time to drive your dream! A vehicle is more than just transportation, it’s part of who you are! If you’re ready to drive your dream, Extra Credit Union has several auto loan options to make your dream a reality.

Whether you’re looking at your dream car, your first car, or if you love your current ride and want to buy out the lease, Extra Credit Union can help.  We take the time to listen and find a loan to meet your needs, even if your credit is less-than-perfect.  With rates as low as 3.99% APR*, Extra Credit Union can help get you in your dream ride sooner than you think!

Close your loan by November 1, 2023, and you’ll receive a FREE $25 gas card!

Applying is easy—and available 24/7:

  • eBanking: Click on/tap the “Apply for a Loan or Share” on the left tab in eBanking {pull-down menu on the mobile app}
  • Online: ExtraCreditUnion.org
  • Call: (586) 276-3000, option 1
  • In Person: 6611 Chicago Road in Warren; NEW location—59321 Van Dyke Road in Washington Township

If you are already a member with a solid credit history, we will do our best to give you a competitive rate on your auto loan whether you’re purchasing a new or used vehicle or simply refinancing your current car.

If your vehicle is financed elsewhere, bring it to us and we’ll take 1%** OFF your current auto-loan rate. So, fuel up and drive to Extra Credit Union or call for a rate quote today!

*APR=Annual Percentage Rate. Hurry! Offer is valid from 6/28/2023-11/1/2023. The rate is subject to change and may vary depending on each individual’s credit history and underwriting factors. Good on loans new to Extra Credit Union and all other terms, conditions and restrictions apply. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items. Programs, rates, terms and conditions are subject to change at any time without notice.

 **3.99% is the lowest available interest rate. Only one rate reduction allowed per loan. Proof of current rate is required on refinanced vehicles

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