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It's time to get crackin' on yoru holiday shopping! Apply today and borrow from $500-$2,000 and start sprinkling in the magic for the holidays! Hurry—offer ends January 3, 2024!

It’s Time to Get Crackin’ on Your Holiday Shopping!

Need cash for holiday gifts? March on down toExtra Credit Union! We have the perfect solution to make your fairytale holiday dreams come true!

Don’t let the financial stress of purchasing holiday gifts and stocking stuffers for your loved ones put the squeeze on your plans. Extra Credit Union’s holiday loan gives you the cash you need to go nuts for the holidays—trim the tree, deck the halls AND stuff the stockings for everyone on your list!

Here’s the scoop in a nutshell—with our Holiday Loan, you have up to twelve months to repay and affordable payments, mixing in even more joy this holiday season! What a treat—this loan can help you make this holiday season one of the sweetest yet! But don’t wait until the stroke of midnight—the clock is ticking, because the Holiday Loan is only available until January 3, 2024. Apply today and borrow from $500-$2,000—and start sprinkling in the magic for the holidays!

Special Holiday Bonus! When you apply for our holiday loan, you will get a credit review and could be eligible for a pre-approved Extra Credit Union’s Platinum Mastercard®! Already have our credit card? Great! We may be able to increase your credit limit to make your holidays even more jolly!

The holidays are going to be snow much fun! What are you waiting for!?

Applying for a holiday loan is easy and available 24/7:

  • Complete your application in eBanking. Much of your information will be pre-filled and simple to submit—just log in to get started.
  • Call (586) 276-3000
  • Visit us at our Main Office at 6611 Chicago Rd in Warren or our NEW Washington Township Lending Center at 59321 Van Dyke Ave.

Annual Percentage Rate (APR) for the Holiday Loan is fixed at 16.95%. Borrow between $500 and $2,000. Maximum term = 12 months. For a $1,500.00 loan for a term of 12 months with a 16.95% APR, the monthly payment will be $136.81. Offer valid from 11/01/2023-1/3/2024. All loans are subject to credit approval. Must meet membership eligibility requirements, account must be in good standing and applicant must be at least 18 years of age or older. Other terms, conditions, and restrictions apply. Programs, rates, terms, and conditions are subject to change without notice.

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