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Pay LESS & Live More

It happens every month… You see the balance on your high-interest credit cards and wonder how long it will take to pay it off. It feels like it will never end. Are you ready to pay LESS and live MORE?

Extra Credit Union is here to help! Members who transfer a credit card balance to our Platinum or Platinum Rewards Mastercard® (either new or existing card) before November 1, 2023, will receive a special rate of 4.99% APR* for 12 months with absolutely NO BALANCE TRANSFER FEE! (After promotional term, the standard purchase APR of 9.95% to 21.70% will apply.*)

Lower interest = More $$ in your wallet, so you pay LESS and live MORE! What will you do with that extra money each month this year? Maybe it’s time to do something fun with your family, create memories with a vacation, or even pay off your balance faster!

Extra Credit Union’s Platinum Mastercard® can help you live MORE now! Transfer your high-interest balance today and start living your best life!

Applying is easy—and available 24/7:

  • eBanking: Click on/tap the “Apply for a Loan or Share” on the left tab in eBanking {pull-down menu on the mobile app}
  • Online: ExtraCreditUnion.org
  • Call: (586) 276-3000, option 1
  • Visit: Extra Credit Union in Warren; NEW location—59321 Van Dyke Road in Washington Township

Already have our credit card? Great! Transfer your balance to ECU’s Platinum Mastercard® today by filling out and submitting this form.

*APR=Annual Percentage Rate. Special rate of 4.99% APR for 12 months from date of transfer applies to balance transfers only completed through November 1, 2023. Interest on balance transfers will be charged on the first day of the following billing cycle. Interest calculated via average daily balances. After promotional term, the standard purchase APR will apply to all promotional balances. For the Platinum Mastercard®, the standard fixed APR for purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening, which will not increase thereafter while the plan is open. For Platinum Rewards Mastercard®, the standard variable interest rate for purchases and cash advances is 15.70% to 21.70% based on credit worthiness at account opening and applicable prime rates, which may vary while the plan is open. Minimum credit score required for Platinum Rewards Mastercard®. Skip-A-Pay not offered on credit cards. All loans are subject to credit approval. Additional limitations, terms and conditions apply. Programs, rates, terms and conditions are subject to change at any time without notice.

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