Money Management Tools

Stop hiding your money in your sock drawer

Creating the amazing future you imagine doesn’t happen by accident. Seeing your goals come to life takes planning, hard work and dedication. We understand there may be bumps along the way. But we want to help you move past them and get back on the road to success.

Extra Credit Union has arranged for you to receive financial consulting by GreenPath—our personal money management partner with 45 years of expertise. Many of these services are free.

Through working with GreenPath, you can receive personalized answers to your financial questions and concerns on topics including:

• Personal and family budgeting
• Money management
• Debt repayment
• Housing counseling
• Avoiding bankruptcy, foreclosure and repossession

Check out this free, recorded webinar with great tips from GreenPath on "How to Reduce Your Spending."

Managing your debt

You’re not alone if you’re having difficulty paying your bills or staying current on credit cards. At Extra Credit Union, we offer our members debt management services, many of which are free, that can bring financial relief.

GreenPath counselors will contact your creditors on your behalf to negotiate concessions and/or work out loan payment agreements. Credit card companies typically will agree to lower your interest, eliminate fees and cease collection activity.

Certified financial counselors are available from 8 a.m.-9 p.m. (EST) Monday-Thursday, from 8 a.m.-7 p.m. Friday and from 9 a.m.-1 p.m. Saturday. Call 1-877-337-3399 to speak with a GreenPath representative or visit GreenPath financial wellness for details. Mention you are an Extra Credit Union member.

LearningLab+
Not so great at managing your checking account and keeping your figures balanced? No worries. Just use the LearningLab+ web-based checking account management module.

Manage your accounts

Balancing your account, a.k.a. reconciling, is an important step in managing your money and continuing on a path of financial success. If you don't know how to do that—no worries—we have put together a step-by-step document to show you. Click here to access our "How Do I Balance My Account?" document.