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News & Alerts

  • Fantastic News for ECU’s Platinum Rewards! (October 23, 2020)

    The Platinum Rewards site is getting an upgrade beginning October 29, 2020! In preparation for the upgraded website, the current rewards site will have intermittent outages from October 22-29. We apologize for any inconvenience, however we look forward to offering you a new and improved site. Click on the link for some exciting details.

  • Text Message Us! New Service Allows Members/Public to Text ECU Staff (October 23, 2020)

    Need to communicate with a lender or another Extra Credit Union staff member? In addition to emailing, using the chat feature on our home page or calling us, you can now text message us at (586) 276-3000 or (877) 638-7628. This new feature is just another way Extra Credit Union is working to further help its members. We hope you enjoy this new service.

  • ECU Closed Monday, October 12, 2020 for Columbus Day (October 5, 2020)

    Extra Credit Union will be closed on Monday, October 12, 2020 for Columbus Day. As always, members can use our ATMs and thousands of others in the COOP network for free, 24/7.

  • ECU's Trunk-or-Treat is on October 28 (October 2, 2020)

    We hope you ghouls and gals are ready for some not-too-spooky fun—Extra Credit Union is hosting a drive-thru Trunk-or-Treat event at its Main Office {6611 Chicago Road in Warren} from 6-8 p.m. on Wednesday, October 28.

  • International Credit Union Day (October 2, 2020)

    We're celebrating our members Oct. 15—come see us!

  • ECU Closed Sept. 5 and 7, 2020 for Labor Day (September 1, 2020)

    Extra Credit Union will be closed Saturday, Sept. 5 and Monday, Sept. 7, 2020 for Labor Day. As always, members can use our ATM and thousands of others in the CO-OP Network for free 24/7. Have a safe and fun holiday weekend!

  • Alert: Delays on Some Payments Through eBanking/eBill Pay (August 26, 2020)

    Please note that if you are sending payments through eBanking/eBill Pay Mobile App to California, Texas or Louisiana, your payment may be delayed due to mandatory evacuations that have affected the United States Postal Service’s {USPS} operations. ...

  • Scheduled Maintenance: Downtime Overnight Saturday/Sunday, July 18-19, 2020 (July 10, 2020)

    Extra Credit Union will be conducting system maintenance overnight on Saturday into early Sunday morning, July 18-19, 2020. As a result, eBanking, Mobile Banking, our ATMs, and PAT {Personal Anytime Teller} will be offline and unavailable from midnight-8 a.m. We apologize for any inconvenience.

  • ECU Main Office Lobby Reopens Monday, June 1 (May 29, 2020)

    Extra Credit Union's Main Office lobby is reopening it's doors at 9 a.m. Monday morning! The Sterling Heights Branch remains closed at this time, but we hope to open it soon, as well. We've missed you and look forward to continuing to provide you with excellent member service. As a friendly reminder, the Main Office lobby/Call Center is open: ...

  • ECU Memorial Day Closings (May 18, 2020)

    Extra Credit Union will be closed Saturday {drive-thru} and Monday, May 23 and 25 for Memorial Day. As always, members can use our ATM's and thousands of others in the CO-OP Network for free, 24/7.

  • Phone System Upgrade: Downtime Overnight Sunday, May 17, 2020 (May 15, 2020)

    Extra Credit Union's phone system will be undergoing scheduled maintenance from 2-9 a.m. on Sunday, May 17, 2020. During this time, our phone system and PAT {Personal Anytime Teller} will be unavailable. In the meantime, members may use eBanking and our eBanking Mobile App to check their balances, transfer funds and perform many other banking actions. We apologize for any inconvenience.

  • Important Information About Federal Stimulus Payments (April 14, 2020)

    The federal government began issuing stimulus payments this week to individuals that have direct deposit set up with the IRS. Stimulus payments, issued through direct deposit or paper checks, will continue to be made to taxpayers over the course of the next several weeks.

    When an individual will receive their check varies by situation and Extra Credit Union does not have information on when taxpayers will be receiving their check. However, the IRS continuously posts the most up-to-date information on the IRS website, including:

  • COVID-19: Emergency Relief Loan Helps Make Up for Lost Income (April 10, 2020)

    Extra Credit Union created a loan specifically to help members who have lost their job or who have been laid off as a result of the COVID-19/coronavirus pandemic. 

    Our Emergency Relief Loan offers up to $15,000 to cover three months worth of income and is based on an individual's monthly gross income {some restrictions apply}. Plus, this loan offers no payments for 90 days, a term of up to 36 months, a fixed rate of 4.99% and no loan processing fee. Apply through eBanking. Hurry, this offer ends May 29, 2020!

  • Skip-A-Pay Now Available on Credit Card, flexLINE and HELOC (April 8, 2020)

    Members can now sign up to skip their Home Equity Line of Credit {HELOC} payment by giving us a call at (586) 276-3000, as well as their ECU Platinum Mastercard and flexLINE through one of the methods below—and for only a penny each—allowing members to free up with could be hundreds of dollars in their budgets.

    If you've recently skipped your payments for the holidays, you may still be eligible now {some restrictions apply}. Sign up to Skip-a-Pay for a Penny Today—Read the full article to find out how!

  • Important Tax/Unemployment Filing Information (April 8, 2020)

    Using direct deposit for your tax refund or unemployment checks? Just a friendly reminder to make sure you have the correct routing and account numbers on your forms to ensure your funds aren't rejected. Extra Credit Union’s routing number is 272477432. 

    Plus, don’t forget! As an Extra Credit Union member, you get an exclusive discount on TurboTax online federal tax products through the “Love My Credit Union” rewards program.

  • Get Cash for the Necessities—Skip-a-Pay for a Penny Today (April 1, 2020)

    Extra Credit Union is continuously looking for ways to help our members during the COVID-19/coronavirus pandemic. We care about you and want to help.

    At this time, we are offering Skip-a-Pay for a penny. Skip-a-Pay allows members to opt to skip their loan payment for a specific month, freeing up what can be several hundred dollars in a members' budget {some restrictions apply}. Hurry, this offer ends May 29, 2020!

  • April is Financial Literacy Month (March 31, 2020)

    April is tons of fun at Extra Credit Union. It’s Financial Literacy Month—an entire month dedicated to encouraging and empowering those young and old to learn more about finances, combatting the lack of financial literacy in America! Check out what’s happening throughout the month of April.

  • ECU Lobbies Closed Effective Tuesday, March 24 (March 23, 2020)

    Due to Governor Whitmer signing Executive Order, Extra Credit Union's lobbies {including our Sterling Heights branch} will be closed until further notice.

    Our drive-thrus will be open Monday-Friday 9 a.m.-5 p.m. and Saturday 9 a.m.-1 p.m. Members still have full access to their funds through our drive-thru, ATMs {including 30,000 free CO-OP ATMs nationwide} and through our many remote services {eBanking, eBanking App/eBill Pay, PAT, etc.}.

    Our Call Center hours will be open Monday-Friday 9 a.m.–5 p.m.

    Appointments may still be scheduled to handle loans and other financial services by calling 586-276-3000, emailing info@extracreditunion.org or members may contact their lender directly.

    We are here to help, so please let us know how we can do so. We are here for you and we will all get through this extraordinary time together.

  • The Fed Lowers Rates—What Does that Mean? (March 17, 2020)

    Did you hear the great news about the Fed's recent rate decrease? We just wanted to clarify that the news DOESN'T mean that if you have a current loan it is now 0% interest, however, it DOES mean that over time, consumer loan rates may decrease (Yay!). Here are a few things we know about this:

  • Richard J. Spence Scholarship Deadline Extended to May 29 (March 17, 2020)

    High schoolers: If you haven't had a chance to apply for Extra Credit Union's Richard J. Spence Scholarship yet, don't stress—we've extended the deadline to May 29, 2020.

  • Need Cash for Groceries & Bills During COVID-19? Skip-a-Pay Can Help! (March 17, 2020)

    As everyone prepares for a little more time at home amidst the coronavirus (COVID-19) pandemic, we know that trying to find a little wiggle room in the monthly budget to grab a few extra groceries or stay home from work without pay can be difficult and stressful.

    Extra Credit Union wants to help its members as much as possible. Your health and safety are important to us, which includes alleviating stress and anxiety in this time of uncertainty.

  • Beware of Increased Scams Amidst Coronavirus Pandemic (March 17, 2020)

    Staying safe and healthy amidst the coronavirus (COVID-19) pandemic also means being aware of the many surfacing scams that are set on taking advantage of people’s vulnerability and fears surrounding the illness.

    According to the Federal Trade Commission (FTC), “The emails and posts may be promoting awareness and prevention tips, and fake information about cases in your neighborhood. They also may be asking you to donate to victims, offering advice on unproven treatments, or contain malicious email attachments.”

  • ECU Takes Precautions Against The Coronavirus (March 11, 2020)

    Extra Credit Union strives to help our members as much as possible—and that doesn’t just stop at finances. We appreciate our members and staff, which means helping to keep everyone as healthy as possible, too. We have always taken pride in continuously keeping our credit union clean and presentable.

    Amidst the news of the new coronavirus spreading across various parts of the U.S., and now including Michigan, our staff members are taking extra precautions to keep our credit union as germ free as possible. We have reviewed healthy best practices with our staff, which, among other actions, includes a lot of hand washing and staying home when they are sick ...

  • ECU Closed President's Day {Monday, February 17, 2020} (February 10, 2020)

    Extra Credit Union will be closed on Monday, February 17, 2020 for President's Day. As always, members can use our ATMs and thousands of others in the COOP network for free, 24/7.

  • System maintenance on Sunday, February 9 (February 4, 2020)

    Extra Credit Union will be conducting system maintenance on Sunday, February 9. As a result, eBanking, Mobile Banking, and our ATMs will be offline and unavailable from midnight-9 a.m. We apologize for any inconvenience. 

  • Important 2019 Tax Filing Information (January 21, 2020)

    Using direct deposit for your income tax refund? Be sure to have the correct routing and account numbers on your tax forms to ensure the refund isn't rejected. Forgot our routing number? No worries. ECU's routing number is: 272477432.

    And here's additional information on various tax forms and when you can expect them:

  • Intermittent ATM Downtime Saturday, January 18 (January 17, 2020)

    Extra Credit Union is performing maintenance and upgrades on our ATMs to improve the member experience for everyone. As a result, the ATMs will be down intermittently on Saturday afternoon and evening, January 18, 2020. We apologize for any inconvenience. Members can find the nearest fee-free CO-OP Network ATM at this link.

  • Closed for MLK Day {Monday, January 20, 2020} (January 14, 2020)

    Extra Credit Union will be closed on Monday, January 20, 2020 for Martin Luther King Jr. Day. As always, members can use our ATMs and thousands of others in the COOP network for free, 24/7.

  • Christmas and New Year's Closings (December 16, 2019)

    The staff at Extra Credit Union wishes you a very Merry Christmas and a Happy New Year. Extra Credit Union will be closed on the following days in observance of the holidays:

  • ECU Closed Thanksgiving, Closed @ 5 p.m. Friday, Nov. 29 (November 20, 2019)

    Extra Credit Union will be closed on Thursday, November 28 for Thanksgiving. We will also close at 5 p.m. on Friday, November 29. As always, members can use our ATMs and thousands of others in the COOP network for free, 24/7.

  • System Maintenance--November 17, 2019 (October 25, 2019)

    Extra Credit Union's IT systems will be undergoing scheduled maintenance from midnight through 9:00 a.m. ET on Sunday, November 17, 2019. During this time, there will be intermittent disruptions to eBanking, Mobile App, ATM machines, PAT {Personal Anytime Teller}, and some of the bill pay services will be unavailable. We apologize for any inconvenience.

  • ECU Closed Monday, October 14 for Columbus Day (October 8, 2019)

    Extra Credit Union will be closed on Monday, October 14 for Columbus Day. As always, members can use our ATMs and thousands of others in the COOP network for free, 24/7.

  • System Maintenance -- Oct. 19, 2019 (September 24, 2019)

    Extra Credit Union's IT systems will be undergoing scheduled maintenance from 11 p.m. ET Saturday, Oct. 19 to 5 a.m. on Sunday, Oct. 20, 2019. During this time, there will be intermittent disruptions to eBanking, Mobile App and some of the bill pay services will be unavailable. We apologize for any inconvenience.

  • System Maintenance -- Oct. 26, 2019 (September 24, 2019)

    Extra Credit Union's IT systems will be undergoing scheduled maintenance from 11 p.m. ET Saturday, Oct. 26 to 5 a.m. on Sunday, Oct. 27, 2019. During this time, there will be intermittent disruptions to eBanking, Mobile App and some of the bill pay services will be unavailable. We apologize for any inconvenience.

  • ATM Maintenance/Downtime Sept. 30-October 3 (September 23, 2019)

    The ATM at Extra Credit Union's Main Office will be out of service due to system maintenance and upgrades from Monday, September 30—Thursday, October 3, 2019. As always, members can use thousands of other ATMs in the CO-OP Network for free, 24/7. Please visit this link for an ATM locator, or text your location—address, intersection or ZIP code—to 91989 and receive an instant message to your phone with the closest surcharge-free ATM. *Standard text messaging rates do apply.

    The ATM at Extra Credit Union's Sterling Heights Branch will be undergoing the same maintenance/upgrades and will be unavailable from October 14-17. 

    We look forward to bringing you a better member experience, however we do apologize for any inconvenience.

  • System Maintenance--Mobile Banking's eDeposit (September 11, 2019)

    Due to scheduled maintenance, Extra Credit Union's eDeposit through mobile banking will be down from 2:30 a.m. - 4:30 a.m. on Thursday, September 12, 2019. We apologize for any inconvenience this may cause and thank you for your patience. 

  • System Maintenance--PAT {Personal Anytime Teller} (September 11, 2019)

    Due to scheduled maintenance, Extra Credit Union's PAT {Personal Anytime Teller} will be unavailable from 4:00 a.m. - 6:00 a.m. on Sunday, September 15, 2019. We apologize for any inconvenience this may cause and thank you for your patience. 

  • Power Outage Closes Sterling Heights Branch Monday, August 26 (August 26, 2019)

    The Extra Credit Union branch in Sterling Heights (37700 Van Dyke) has been closed today due to a power outage. We apologize for the inconvenience. Please visit us at the Main Office at 6611 Chicago Rd. in Warren or call 586-276-3000 for more information. Thank you!

  • ECU Closed August 31 and Sept. 2 for Labor Day (August 26, 2019)

    Extra Credit Union will be closed Saturday, August 31 and Monday, September 2, 2018 for Labor Day. As always, members can use our ATM and thousands of others in the CO-OP Network for free 24/7. Have a safe and fun holiday weekend!

  • Board Election Nominations (August 23, 2019)

    Extra Credit Union is seeking an Associate Board Member to represent the ideas, attitudes, interests, and needs of our members ages 34 and under. In addition to building value for our members, board service provides leadership growth and strategic planning experience which are just a few personal resume builders Board Members can gain from this unique service opportunity.
     

  • System Maintenance on August 25 (August 21, 2019)

    Extra Credit Union's IT systems will be undergoing scheduled maintenance from 6:30 a.m. to 10 a.m. on Sunday, August 25, 2019. During this time, there will be intermittent disruptions to eBanking, the Mobile App, PAT and our ATM's and some of these services will be unavailable. We apologize for any inconvenience.

  • System Maintenance on Sunday, August 11, 2019 (August 9, 2019)

    Extra Credit Union's IT systems will be undergoing scheduled maintenance from 5:30 a.m. to 11 a.m. on Sunday, August 11, 2019. During this time, there will be intermittent disruptions to eBanking, the Mobile App, PAT and our ATM's. We apologize for any inconvenience.

  • ECU Closed Thursday, July 4 (June 27, 2019)

    Extra Credit Union will be closed on Thursday, July 4 for Independence Day. As always, members can use our ATM's and thousands of others in the CO-OP Network for free, 24/7. Have a safe and fun holiday!

  • Drive-thru Open During Construction (June 6, 2019)

    The drive-thru at Extra Credit Union's Main Office will be getting a face lift to better enhance our member experience. The area will be under construction from June 10-14, however our drive-thru's will still be open. We look forward to seeing you!

  • ECU Closings for Memorial Day (May 10, 2019)

    Extra Credit Union will be closed Saturday and Monday, May 25 and 27 for Memorial Day. As always, members can use our ATM's and thousands of others in the CO-OP Network for free, 24/7. 

  • Phone Maintenance/Upgrades April 28 (April 22, 2019)

    Extra Credit Union will be conducting maintenance and upgrades to our telephone system on Sunday, April 28 to provide members with the best possible service. As a result, members may experience intermittent issues with the PAT system throughout the day. If you receive a busy signal or are unable to get through to PAT on Sunday, April 28, you can use the temporary direct line to PAT by calling 248-663-5489. In addition, members can access their account information via eBanking by visiting ExtraCreditUnion.org or the eBanking App. We apologize for any inconvenience.

  • Update: Mobile App Issue for Samsung Android 9 Users (February 14, 2019)

    UPDATE: We have great news! We recently received an update and the issue with Samsung Android 9 service has been fixed! If you have been having a problem with the mobile app on your Samsung Android 9 phone, please uninstall the app and re-install the mobile app on your phone. There could be a small wait to receive the PIN code to complete the process (depending on your service carrier), but re-installing the app should fix the issues you’ve been having.

    As always, if you need assistance, please call us at 586-276-3000 or email us at info@ExtraCreditUnion.org.

  • ECU Closed Monday, February 18 for Presidents Day (February 11, 2019)

    Please plan ahead: Extra Credit Union will be closed on Monday, February 18 for Presidents Day. Members can use our ATM's and thousands of others in the CO-OP Network for free, 24/7.

  • Mobile App Issue for Samsung Android 9 Users (February 5, 2019)

    New Samsung Android 9 users will receive an error message when logging into their Mobile App, however they can still access their eBanking remotely by logging into the classic site on their mobile device at www.extracreditunion.org.

    We have been notified by our vendor that there is a global issue with members trying to access the Mobile App using a new model Samsung phone on Android 9. We apologize for any inconvenience. Our vendor is working to correct this issue for our members and others affected at other credit unions.

    Please let us know if you have any issues logging in on the classic site, we are here to help: call 586-276-3000 or email info@extracreditunion.org.

  • ECU Open at 11 a.m. Thursday, January 31 (January 30, 2019)

    Extra Credit Union will open at 11 a.m. on Thursday, January 31 due to the extreme temperatures. We look forward to seeing you then. Please drive safe and stay warm. 

  • Extra Credit Union is Closed Wednesday, January 30, 2019 (January 29, 2019)

    Extra Credit Union will be closed on Wednesday, January 30 due to extreme temperatures and weather conditions, and for the safety of our staff and members. As always, members can use our ATM and thousands of others in the CO-OP Network for free 24/7. Drive safe and stay warm.

  • ECU Closed at 4 p.m. Monday, January 28 (January 28, 2019)

    Due to inclement weather, Extra Credit Union will close at 4 p.m. today {Monday, January 28}. As always, members can use our ATM and thousands of others, fee free 24/7. Ebanking is always another great option to manage your accounts from the warmth of your own home--or wherever you are. Please drive safely and stay warm. 

  • ECU Closed Monday, January 21 for MLK Jr. Day (January 16, 2019)

    Please plan ahead: Extra Credit Union will be closed on Monday, January 21 for Martin Luther King Jr. Day. Members can use our ATM's and thousands of others in the CO-OP Network for free, 24/7.

  • ECU Christmas and New Year's Closings (December 17, 2018)

    The staff at Extra Credit Union wishes you a very Merry Christmas and a Happy New Year. Extra Credit Union will be closed on the following days in observance of the holidays:

  • ECU Closed on Monday, November 12 (November 5, 2018)

    Extra Credit Union will be closed on Monday, November 12 in observance of Veterans Day. As always, members can use our ATM and thousands of others in the Co-op Network for free 24/7. Thank you to all who have served to protect our freedom. 

  • Shared Branch Unavailable Morning of October 29 (October 17, 2018)

    Extra Credit Union will be undergoing a system update from 4:30-10:30 a.m. on Monday, October 29. During this time, members will not have access to the Shared Branching network. We apologize for any inconvenience.

  • Closed Monday, October 8 for Columbus Day (October 2, 2018)

    Extra Credit Union will be closed on Monday, October 8 for Columbus Day. Members can always use our ATMs and thousands of others in the COOP network for free 24/7.

  • Extra Credit Union Closed for Labor Day (August 28, 2018)

    Extra Credit Union will be closed Saturday, September 1 and Monday, September 3, 2018 for Labor Day. Have a safe and fun holiday weekend!

  • ECU Closed Wednesday, July 4 (June 27, 2018)

    Extra Credit Union will be closed on Wednesday, July 4, 2018 for Independence Day. As always, members can use our ATM or thousands of others in the CO-OP Network for FREE 24/7. We hope you have a safe and enjoyable holiday.

  • Seeking Associate Board Members (June 14, 2018)

    For more than 60 years, Extra Credit Union has been serving our community. Currently, Extra Credit Union has more than 20,000 members and over $220 million in assets. This type of success doesn’t happen by accident – it takes a dedicated team of leaders committed to making the credit union a success. The Extra Credit Union Board of Directors enhances our standing in the community by being familiar with our Mission, accomplishments and goals to garner support from the community.

  • System Update (June 14, 2018)

    Due to scheduled maintenance, Extra Credit Union's mobile banking, online banking, and ATM network will be down from 12:00 a.m. - 8 a.m. on Sunday, June 24, 2018. Members may experience intermittent outages during this time. Maintenance and upgrades such as this help us provide the very best services to our members. We apologize for any inconvenience this may cause and thank you for your patience. 

  • Memorial Day closings at ECU (May 21, 2018)

    Friendly reminder: Extra Credit Union will be closed on Saturday, May 26 {drive-thru} and Monday, May 28 in observance of Memorial Day. As always, members can use our ATM and thousands of others in the CO-OP Network for FREE, 24/7. We look forward to seeing you when we open at 9 a.m. on Tuesday, May 29 {8:30 a.m. drive-thru}.

  • New Scholarship for Collge/Trade School Students (May 1, 2018)

    Extra Credit Union is proud to announce its new Continuing Education Scholarship for students currently enrolled in college/trade school, a non-traditional college/trade school student or those who are heading back to college/trade school after a break.

  • Celebrate Financial Literacy with ECU in April (March 30, 2018)

    April is tons of fun at Extra Credit Union. It’s Financial Literacy Month—an entire month dedicated to encouraging and empowering those young and old to learn more about finances, combatting the lack of financial literacy in America! And in celebration, we have a lot of “extras”—great events, giveaways and learning opportunities for not only our members, but the entire community. Here’s what we have in store this month:

  • ECU Closed Monday, February 19 for Presidents Day (February 15, 2018)

    Plan ahead: Extra Credit Union will be closed on Monday, February 19 in observance of #PresidentsDay. As always, our #ATMs and thousands of others in the CO-OP Network are free for members 24/7!

  • Closing at 5 p.m. Friday, Feb. 9, 2018 (February 9, 2018)

    Extra Credit Union will be closing at 5 p.m. today (Friday, Feb. 9, 2018) due to inclement weather. We apologize for any inconvenience. Please drive safe and stay warm!

  • Shovel Away Debt with a Balance Transfer (February 6, 2018)

    Don’t let your finances snowball out of control. Melt your debt away with a balance transfer to an Extra Credit Union Platinum or Platinum Rewards Mastercard®!

  • Members: Get Exclusive TurboTax Discount (February 6, 2018)

    It’s tax time—and time for our members to take advantage of extra savings! Extra Credit Union members can save up to $5 on TurboTax online federal tax products through Love My Credit Union Rewards. Find out more on our Love My Credit Union Rewards page.

  • Important Tax Filing Information (February 6, 2018)

    Using direct deposit for your income tax refund? Be sure to have the correct routing and account numbers on your tax forms to ensure the refund isn’t rejected. Forgot our routing number? No worries. ECU’s routing number is:

  • Mittens for Kids Drive Success (February 6, 2018)

    Hundreds of homeless students in Macomb County and their families will greatly benefit from the warmth and generosity of Extra Credit Union’s staff and members who graciously raised $1,305 and 664 cold-weather/personal-care items for the Macomb Intermediate School District’s Education Project for Homeless Children and Youth.

  • Extra Credit Union Awards $10,000 in Classroom Grants (February 6, 2018)

    Much of the drama equipment and sets were damaged in an unfortunate flood at Fitzgerald High School last year. Fortunately for teacher Rebecca Mulligan, she will be able to begin replacing and recreating some of that equipment with a Teacher Extra-curricular Activity Money (TEAM) Classroom Grant from Extra Credit Union.

  • Closed Monday, January 15 for MLK Day (January 8, 2018)

    Friendly reminder: Extra Credit Union offices will be closed on Monday, January 15, 2018 in observance of Martin Luther King Jr. Day. As always, members can use Extra Credit Union's ATM's and thousands of others across the country in the CO-OP Network for free, 24/7.

  • ECU Holiday Closings (December 20, 2017)

    To help you plan your busy days, all Extra Credit Union offices and drive-thru windows will be closed on Monday, December 25 and Monday, January 1 in observance of Christmas and New Year's Day. Please plan your banking needs accordingly.

  • Offices Closed Thanksgiving/Friday Closed at 5 p.m. (November 20, 2017)

    Extra Credit Union's offices will be closed on Thursday for Thanksgiving and will reopen Friday with holiday hours: 9 a.m.-5 p.m. As always, members can use our ATM's and thousands of others in the CO-OP Network for free, 24/7. We wish you a very Happy Thanksgiving from your family at Extra Credit Union.

  • Credit Repair Scam Alert (October 11, 2017)

    It is an unfortunate reality that there are businesses and individuals who will seek out and prey on those who are struggling. Consumers who are vulnerable often find themselves receiving offers that sound too good to be true. One such example is credit repair scams. Lately, many consumers have received generic form letters offering to fix their credit score for a fee. While this may seem harmless, or even helpful, the truth is not so innocent.

  • System Maintenance (October 5, 2017)

    Extra Credit Union will be persorming system maintenance from midnight until 9 a.m. on Sunday, October 18th. During this time, our online banking, mobile banking, Bill Pay, and ATMs could be unavailable to members..

  • Equifax Inc. Data Security Breach (September 11, 2017)

    On September 7, Equifax announced via a press release a cyber security incident potentially impacting approximately 143 million U.S. consumers. In the release, Equifax indicated that criminals exploited a U.S. website application vulnerability to gain access to certain files. Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017.

  • ECU Closed Saturday/Monday for Labor Day (August 31, 2017)

    Friendly reminder: Extra Credit Union will be closed on Saturday, September 2 {drive-thru} and Monday, September 4 for Labor Day. As always, members can use our ATMs and thousands of others in the CO-OP network, fee free, 24/7. 

  • Donate School Supplies for Foster Kids at ECU (August 8, 2017)

    Help us give local foster children and teens the tools they need to succeed in school. Extra Credit Union is hosting a school supply drive through August 15 benefiting Big Family of Michigan, a local nonprofit organization dedicated to helping and supporting foster children and teens.

  • ECU Auto Lending is on Comcast (June 21, 2017)

    Have you met Sarah? She's a local mom of twin boys who is featured in Extra Credit Union's latest auto-lending commercial on Comcast cable. Check out the video now on YouTube.

  • Center Line ATM to Close June 1 (June 2, 2017)

    Effective June 1, 2017, Extra Credit Union will be closing the ATM location at 7610 E. 10 Mile Rd. in Center Line. We regret any inconvenience this ATM closing may have on our members. Extra Credit Union members are encouraged to visit us at ...

  • ECU Scholarship Winners Announced (June 2, 2017)

    Extra Credit Union is proud to announce the 2016-17 Richard J. Spence scholarship winners:

  • ECU on Comcast Cable (April 25, 2017)

    Have you seen our latest TV commercial airing on Comcast cable? If not, you can check it out on YouTube! Let us know if you want us to help you crush your debt today!

  • Extra Credit Union awards $10,000 in educational grants (April 25, 2017)

    Teaching and promoting multiculturalism. Climbing to new heights, and building trust and teamwork. Engaging students through a new fitness routine while promoting lifelong healthy living. Foreign language and STEM education. These are just a few examples of the engaging projects Extra Credit Union is supporting through the 2016-17 Teacher Extra-curricular Activity Money (TEAM) Classroom Grant.

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