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Need Cash for Groceries & Bills During COVID-19? Skip-a-Pay Can Help!

As everyone prepares for a little more time at home amidst the coronavirus (COVID-19) pandemic, we know that trying to find a little wiggle room in the monthly budget to grab a few extra groceries or stay home from work without pay can be difficult and stressful.

Extra Credit Union wants to help its members as much as possible. Your health and safety are important to us, which includes alleviating stress and anxiety in this time of uncertainty.

If you have a loan with Extra Credit Union, you can opt to skip your loan payment for April for a $35 fee {some restrictions apply}. You can still take advantage of this offer even if you just skipped your loan payment over the holidays. Hurry, this offer ends May 29, 2020.

We normally restrict our Skip-a-Pay option to be able to be used every six months, however, we know that this is a service that can be very beneficial to our members right now.

Apply for Skip-a-Pay today

  • Apply online: Log in to eBanking and select the “services” tab. Click on “skip a loan payment” and much of your information will be pre-filled and simple to submit!
  • Don’t have eBanking? Well why not? Using Extra Credit Union’s eBanking system is the fastest and easiest way to access your account and enrolling is simple! 
    • Go to and look for the gold “eBanking Login” box
    • Click on “Enroll Now” and agree to the Terms of Service
    • Follow the simple instructions to complete the enrollment process—It’s that easy!
  • Apply in Person: Warren: 6611 Chicago Road; Sterling Heights: 37700 Van Dyke Avenue
  • Apply by Phone: Contact our Call Center at 877-638-7628 and one of our friendly representatives will be happy to help.

If you have other financial concerns, please let us know. We are here to help. Contact us at 586.276.3000 or email

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