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eBanking Login

Skip-A-Pay Now Available on Credit Card, flexLINE and HELOC

We know times are tough—and Extra Credit Union is constantly working to find "extra" ways to help you during the coronavirus pandemic.

With that in mind, members can now sign up to skip their Home Equity Line of Credit {HELOC} payment by giving us a call at (586) 276-3000, as well as their ECU Platinum Mastercard and flexLINE through one of the methods below—and for only a penny each—allowing members to free up with could be hundreds of dollars in their budgets.

If you've recently skipped your payments for the holidays, you may still be eligible now {some restrictions apply}.

Hurry, this offer ends May 29, 2020! Sign up to Skip-a-Pay for a Penny Today! Here's how:

  • Personal loan, auto loan, credit card, flexLINE:
    • Apply Online: Log in to eBanking and select the “services” tab. Click on “skip a loan payment” and much of your information will be pre-filled and simple to submit!
    • Don’t have eBanking? Well why not? Using Extra Credit Union’s eBanking system is the fastest and easiest way to access your account and enrolling is simple!
      • Go to and look for the gold “eBanking Login” box
      • Click on “Enroll Now” and agree to the Terms of Service
      • Follow the simple instructions to complete the enrollment process—It’s that easy!
    • Apply by Phone: Contact our Call Center at (586) 276-3000 and one of our friendly representatives will be happy to help.
  • Home Equity Line of Credit {HELOC}:
    • Apply by Phone: Contact us at (586) 276-3000

If you have other financial concerns, please let us know. We are here to help. We will get through this together—Extra Credit Union is by your side. Contact us at (586) 276-3000 or email

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