Security/Privacy Policy

To review an Extra Credit Union policy, click on any of the links below. If you have a question or need assistance, please call us at (586) 276-3000 or email us at info@ExtraCreditUnion.org. Please note: As a security precaution, please do not include personal identifiable information such as account numbers or your Social Security number in your email. Contact information such as name, address, phone number, and your preferred method of contact are permissible.

• Privacy Policy
• Website Privacy Statement
• Security Policy

Agreements/Disclosures

• Electronic Banking Agreement & Disclosure
• eBill Pay Terms and Conditions/eBill Pay Authorization
• Commercial Account Fee and Service Charge Schedule
• Fee and Service Charge Schedule
• EFT Disclosure and Schedule
• MasterCard SecureCode Terms of Use Agreement
• Membership Account Agreement
• Member Service Charge Reversal Guidelines
• NCUA Insurance Disclosure
• Overdraft Protection Services Disclosure
• Truth-in-Savings Disclosure: Certificates
• Truth-in-Savings Disclosure: Shares
• USA Patriot Act/Account Opening Disclosure

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