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Community Involvement

At Extra Credit Union, we believe in doing more than just providing financial services — we believe in uplifting the communities we serve. From supporting local schools and student success to offering scholarships, community programs, and our convenient mobile branch, we’re committed to making a real difference where it matters most. Together with our members, we help create brighter futures for our neighbors and neighborhoods.

Extra Credit Union speaking with students at a schoolExtra Credit Union employees at a community dinner eventExtra Credit Union booth at outdoor eventExtra Credit Union delivering baked goods to firefightersPortrait of high school math teacher sitting at desk working on assignments for students.
Extra Credit Union speaking with students at a schoolExtra Credit Union employees at a community dinner eventExtra Credit Union booth at outdoor eventExtra Credit Union delivering baked goods to firefightersPortrait of high school math teacher sitting at desk working on assignments for students.
Extra Credit Union employees at a booth outsideExtra Credit Union reading to students at a schoolExtra Credit Union employees at a boothPortrait of confident Caucasian male teacher in classroomExtra Credit Union speaking with students at a school
Extra Credit Union employees at a booth outsideExtra Credit Union reading to students at a schoolExtra Credit Union employees at a boothPortrait of confident Caucasian male teacher in classroomExtra Credit Union speaking with students at a school

Our Impact Across the Community

See the reach of Extra Credit Union’s commitment through our interactive community map. Each pin highlights schools we support, programs we sponsor, and neighborhoods where we’ve made a difference. Explore the map to discover how we’re working side by side with our neighbors to build stronger, healthier communities—one connection at a time.

Grayscale map of southeast Michigan
Grayscale map of southeast Michigan

Stories That Inspire

My wife and I wanted to take control of our debt, so we began looking for a debt consolidation loan. Unfortunately, because of our past credit issues, we couldn’t get approved for a loan anywhere. It was Extra Credit Union’s tagline that finally got our attention and prompted us to give ECU a call. The credit union has given us the opportunity to take our extremely high-interest loans and cut them in half. The credit union not only consolidated our debt, but the helpful lending staff also refinanced our vehicle, saving us a total of $600/month.

Stephen and Carol Zielinski
Extra Credit Union Members

I’ve been banking with Extra Credit Union since I was 18 years old. When my wife and I were considering a debt consolidation loan, we turned to Extra Credit Union. It was a simple and smooth process. We were able to consolidate debt and interest from four credit cards with four different rates. We are saving a ton of money each month, paying one interest rate. ECU set up automatic payments so we don’t have to worry, and we have a five-year plan instead of a bunch of minimums with no end in sight.

Sean Quinn
Extra Credit Union Member

Sheila Dill lived comfortably over the past 30 years. After retiring, her income decreased while her spending habits didn’t. Initially her purchases were gradual, but over the years she incurred unexpected medical bills as well. She went from being able to pay the balance on her credit cards in full each month, then just the minimum amount due, and when she turned to Extra Credit Union for help, she wasn’t able to pay even that.

Extra Credit Union came to her rescue by consolidating her high-interest credit cards and medical bills with our Debt Crusher Debt Consolidation Loan program. Read Sheila's Story HERE.

Sheila Dill
Extra Credit Union Member

In the News

Stay up-to-date with Extra Credit Union’s latest announcements, community initiatives, and important news. Our press releases share milestones, events, and stories that showcase how we’re making a difference every day.

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Grayscale map of southeast Michigan

Mobile Branch:
Banking on the Move

Our mobile branch brings Extra Credit Union’s services directly to your neighborhood. With convenient locations across the community, you can access expert financial support, make transactions, and get personalized assistance without traveling far. Check our interactive map to see where the mobile branch will be next — we’re always just around the corner when you need us.

Extra Credit Union mobile branch

Your Financial Journey Starts Here

Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.

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