Extra Credit Union’s Platinum and Platinum Rewards Mastercard® can help you make purchases with confidence while building toward your future.
Whether you’re planning your next upgrade, purchasing your first car, or looking for ways to lower your monthly payment, Extra Credit Union is here to help you move forward without the financial detour. With flexible auto loan options designed to fit your life and budget, we make it easier to get behind the wheel with confidence.
Our FUTURITY and Youth Savings accounts are designed to help young savers build confidence with money while creating habits they can carry with them for years to come. It’s a simple way to encourage saving, celebrate milestones, and help children, teens, and young adults feel more connected to their financial future.
With our HOT Summer Loan, you can borrow up to $10,000 with rates as low rates as low as 11.23% APR* and up to 72 months to repay. It’s a flexible option designed to help you handle whatever summer brings—whether it’s planned or unexpected.
Enjoy nationwide access to nearly 30,000 CO-OP ATMs and shared branch locations, giving you convenient account access wherever life takes you.
Join us throughout April for fun activities, financial education opportunities, and chances to win exciting prizes while building smarter money habits.
Transfer your credit card balances to an Extra Credit Union credit card. Complete this form to get started.
Help support homeless students and families in Macomb County by donating winter essentials, school supplies, and personal care items.
Wherever you are in your higher education, get the money you need for school. Student loans from Extra Credit Union in partnership with Sallie Mae® could help!
Experience a simpler, faster, and more intuitive way to manage your finances online.
Learn how to recognize common scams, protect your personal information, and stay one step ahead of fraudsters in today’s digital world.
Education is at the heart of who we are. Learn how Extra Credit Union supports local schools, educators, and students through meaningful programs and partnerships.
Help your child build strong money habits with youth accounts, educational tools, and hands-on opportunities to learn about saving and spending.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.