Whether you’re planning your next upgrade, purchasing your first car, or looking for ways to lower your monthly payment, Extra Credit Union is here to help you move forward without the financial detour. With flexible auto loan options designed to fit your life and budget, we make it easier to get behind the wheel with confidence.
Our FUTURITY and Youth Savings accounts are designed to help young savers build confidence with money while creating habits they can carry with them for years to come. It’s a simple way to encourage saving, celebrate milestones, and help children, teens, and young adults feel more connected to their financial future.
With our HOT Summer Loan, you can borrow up to $10,000 with rates as low rates as low as 11.23% APR* and up to 72 months to repay. It’s a flexible option designed to help you handle whatever summer brings—whether it’s planned or unexpected.
Enjoy nationwide access to nearly 30,000 CO-OP ATMs and shared branch locations, giving you convenient account access wherever life takes you.
Put a little spring in your step this year toward the home of your dreams! Whether you’ve got your eye on a dream home or simply making the most of your current home, Extra Credit Union can help make it happen!
Extra Credit Union’s Platinum and Platinum Rewards Mastercard® can help you build credit and earn rewards—your first step to financial independence. Let us help you start building your credit today!
No matter which type of recreational vehicle you dream of—a Recreational Vehicle Loan at Extra Credit Union is the ticket to making it all come to life!
Join us throughout April for fun activities, financial education opportunities, and chances to win exciting prizes while building smarter money habits.
Transfer your credit card balances to an Extra Credit Union credit card. Complete this form to get started.
Help support homeless students and families in Macomb County by donating winter essentials, school supplies, and personal care items.
Wherever you are in your higher education, get the money you need for school. Student loans from Extra Credit Union in partnership with Sallie Mae® could help!
Experience a simpler, faster, and more intuitive way to manage your finances online.
Learn how to recognize common scams, protect your personal information, and stay one step ahead of fraudsters in today’s digital world.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.