IT’S FINALLY SPRINGTIME! Time for the first flowers…the first hint of green grass… graduation caps thrown in the air – it’s a time for ‘firsts’ and new beginnings!
Is it time for your first credit card? Or maybe your first car? What’s YOUR ‘first’ in 2026?
Extra Credit Union is the one-stop shop for making ALL of your ‘firsts’ happen this year.
Our Platinum and Platinum Rewards credit cards have a great interest rate and offer you the chance to build your credit the RIGHT way! Extra Credit Union’s Platinum and Platinum Rewards Mastercard® can help you build credit and earn rewards—your first step to financial independence. Our credit card is a great safety net to have in your wallet if and when you need it. With rates as low as 9.95%* your first credit card can help you build your credit–and a better financial future!
Let us help you start building your credit today! Applying for an Extra Credit Union Platinum or Platinum Rewards Mastercard® is easy—and available 24/7:

*APR=Annual Percentage Rate. The current standard non-variable APR for Platinum Mastercard® purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the current standard variable interest rate for purchases and cash advances is 14.95% to 20.95% based on credit worthiness at account opening and will vary based on the Prime Rate. Minimum credit score is required for Platinum Rewards Mastercard®. All loans are subject to credit approval. Additional limitations, terms, conditions, and restrictions apply. Programs, rates, terms and conditions are subject to change at any time without notice. Offer ends 7/1/2026. Not all applicants will qualify.
Federally Insured by NCUA