The credit decisions you make today can open doors for tomorrow.
Whether you’re building your credit, working to strengthen it, or simply looking for a card that better fits your financial goals, Extra Credit Union is here to help. With Extra Credit Union’s Platinum or Platinum Rewards Mastercard®, you can unlock more and feel confident using the right tools along the way.
Responsible credit use can support your financial future in meaningful ways. From creating more borrowing opportunities down the road to helping you feel more prepared for everyday expenses. Our credit card options are designed to give you flexibility today while helping you work toward the goals that matter most tomorrow.
For first-time card holders, enjoy a special introductory rate of 9.95% APR* for the first 12 months. Plus, with features built to support convenience and everyday spending, Extra Credit Union’s Platinum or Platinum Rewards Mastercard® can help you make purchases with confidence while building toward your future.
The credit you build today can unlock more tomorrow. See if an Extra Credit Union Platinum or Platinum Rewards Mastercard® is right for you.
Applying is easy—and available 24/7:
*APR=Annual Percentage Rate. Lowest rate of 9.95% APR for 12 months from date of account opening. Thereafter, the standard purchase APR will apply to all balances. The current standard non-variable APR for Platinum Mastercard® purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the current standard variable interest rate for purchases and cash advances is 15.70% to 21.70% based on credit worthiness at account opening and will vary based on the Prime Rate. Minimum credit score is required for Platinum Rewards Mastercard®. All loans are subject to credit approval. Additional limitations, terms, restrictions and conditions apply. Programs, rates, terms and conditions are subject to change at any time without notice. Offer ends 1/6/2027. Not all applicants will qualify.
