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Your Firsts Start Here

Your Firsts Start Here

Big Moments. New Beginnings. Important Firsts.

IT’S FINALLY SPRINGTIME! Time for the first flowers…the first hint of green grass… graduation caps thrown in the air – it’s a time for ‘firsts’ and new beginnings!

Is it time for your first credit card? Or maybe your first car? What’s YOUR ‘first’ in 2026?

Extra Credit Union is the one-stop shop for making ALL of your ‘firsts’ happen this year.

Our Platinum and Platinum Rewards credit cards have a great interest rate and offer you the chance to build your credit the RIGHT way! Extra Credit Union’s Platinum and Platinum Rewards Mastercard® can help you build credit and earn rewards—your first step to financial independence. Our credit card is a great safety net to have in your wallet if and when you need it. With rates as low as 9.95%* your first credit card can help you build your credit–and a better financial future!

Let us help you start building your credit today! Applying for an Extra Credit Union Platinum or Platinum Rewards Mastercard® is easy—and available 24/7:

*APR=Annual Percentage Rate. The current standard non-variable APR for Platinum Mastercard® purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the current standard variable interest rate for purchases and cash advances is 14.95% to 20.95% based on credit worthiness at account opening and will vary based on the Prime Rate. Minimum credit score is required for Platinum Rewards Mastercard®. All loans are subject to credit approval. Additional limitations, terms, conditions, and restrictions apply. Programs, rates, terms and conditions are subject to change at any time without notice. Offer ends 7/1/2026. Not all applicants will qualify.

Federally Insured by NCUA