The holidays are just around the corner, and it’s time to climb aboard! From cozy nights at home to family traditions, holiday shopping and everything in between, there’s plenty to look forward to along the way. But when holiday expenses start piling up, the journey can feel a little less magical. Extra Credit Union’s Holiday Loan can help give your budget some extra room, so you can focus on staying on track and making memories during the Most Wonderful Time of the Year!
With our Holiday Loan, you can apply today and borrow from $500 to $3,000* with up to twelve months to repay and affordable payments.* So grab your holiday list, climb aboard and get ready for a season full of moments worth remembering. Apply by January 6, 2027!
Special Extra: There may even be a little ‘extra’ waiting at the end of the journey! ** When you apply for your Holiday Loan and make your payments on time each month, you could pre-qualify for the Extra Credit Union Platinum Mastercard® after six months of on-time payments. Already have our credit card? Great! We can look at increasing your credit card limit.
Applying for a Holiday Loan is easy and available 24/7:
*Annual Percentage Rate (APR) for the Holiday Loan is fixed at 16.95%. Borrow between $500 and $3,000. Maximum term = 12 months. For a $1,500.00 loan for a term of 12 months with a 16.95% APR the monthly payment will be $136.81. Offer valid from 10/28/2026–1/6/2027. All loans are subject to credit approval. Must meet membership eligibility requirements, account must be in good standing and applicant must be at least 18 years of age or older. Other terms, conditions, and restrictions apply. Programs, rates, terms, and conditions are subject to change without notice.
**To qualify for credit card offer or increased credit limit, all loans must be twelve months in length with at least six payments made on time. Pre-qualification offer does not constitute a contractual obligation. All applicants must agree to an additional credit check prior to submission for the credit card offer and does not apply if a credit card was opened or limit increased in the last six months. Applicants must meet all requirements for issuance of credit card. Additional restrictions may apply.
