Lock in guaranteed returns with a secure savings option. Our Certificates of Deposit (CDs) offer competitive, fixed rates for set terms—so you can grow your money with confidence and stability.
A Certificate of Deposit (CD) is a smart way to save when you know you can set funds aside for a specific period of time. CDs offer higher, guaranteed interest rates compared to traditional savings or money market accounts—just choose your term and let your money grow. The longer the term, the greater your potential return.
Here’s what to expect with a CD from Extra Credit Union:
Manage Your Money with Ease
Stay on top of your finances with our hassle-free checking accounts. Enjoy features like no minimum balance, online and mobile banking, and convenient debit card access to keep your money within reach.
Build Your Savings, Secure Your Future
Start saving for what matters most with our range of savings accounts. Earn competitive interest rates while keeping your funds accessible and secure.
Higher Returns, Flexible Access
Grow your savings with our money market accounts. Enjoy higher interest rates than traditional savings accounts while still having access to your funds when you need them.
Start Smart, Save Smart
Teach kids and teens the value of saving with our youth banking options. From savings accounts to financial education, we’re here to help young members build strong financial habits early.
Extra Credit Union is proud to partner with Love My Credit Union Rewards to offer benefits to our members. Extra Credit Union doesn’t control the functionality, policies, or content on independent sites.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.