Extra Credit Union logo
Become a Member

Money Market Accounts

Grow your savings with higher returns—without giving up access to your money. Our Money Market Account offers the perfect balance of flexibility and earning potential, so your funds can work harder while staying within reach.

Become a Member
Log In
Competitive
Interest Rates
Higher Returns than
Regular Savings
Easy Access
to Funds
No Monthly
Maintenance Fees
Federally Iinsured
by NCUA
Free Online &
Mobile Banking
Tiered Rates for
Higher Balances
Image of cheerful African American woman in eyeglasses using laptop

Maximize Your Earnings with a Money Market Account

Would you like your funds to earn more interest than a regular savings account—while still having easy access to your money? A Money Market Account from Extra Credit Union gives you the best of both worlds: higher dividends and financial flexibility. The more you save, the more you earn with our tiered interest rates.

Here’s how it works:

  • Minimum opening deposit of $5,000
    (Youth Money Market available with a $2,000 minimum)
  • Balances of $20,000–$49,999 earn a higher interest rate
  • Balances of $50,000 and up earn our top-tier interest rate
  • Interest is compounded and paid monthly
  • Up to six transfers or withdrawals per month, per federal regulations

Smarter Tools. Better Control. More from Extra Credit Union.

Checking Accounts

Manage Your Money with Ease

Stay on top of your finances with our hassle-free checking accounts. Enjoy features like no minimum balance, online and mobile banking, and convenient debit card access to keep your money within reach.

Savings Accounts

Build Your Savings, Secure Your Future

Start saving for what matters most with our range of savings accounts. Earn competitive interest rates while keeping your funds accessible and secure.

CDs (Certificate of Deposit)

Guaranteed Growth Over Time

Lock in your savings and watch them grow with our CDs. Choose from a variety of terms and rates, ensuring your investments work harder for you.

Youth Banking

Start Smart, Save Smart

Teach kids and teens the value of saving with our youth banking options. From savings accounts to financial education, we’re here to help young members build strong financial habits early.

Love My Credit Union Rewards Program

Extra Credit Union is proud to partner with Love My Credit Union Rewards to offer benefits to our members. Extra Credit Union doesn’t control the functionality, policies, or content on independent sites.

Turbo Tax

Members can save up to $15 on TurboTax online federal tax products with the credit union member discount through Love My Credit Union Rewards. Click/tap here for more information.

TruStage

Members can save hundreds on car insurance with the TruStage Auto & Home Insurance Program. Combine auto and homeowner’s coverage and you could save even more. Restrictions apply. See website for complete details.

H&R Block

Save up to $25 with professional tax help. Get the details.

Outdoor Vehicle Buying Program

Looking to get outdoors? Take advantage of credit union member pricing with the Love my Credit Union Rewards Powersports and RV Buying Program. Get the details.

Rental Kharma

Rent builds good credit. Add all of your past rent onto your credit report with Rental Kharma. Get the details.

Asurion Home+

Members get exclusive access to home tech protection and support. Get all the details.

Your Financial Journey Starts Here

Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.

Become a Member
Explore Our Banking Services