Whether you’re saving for a rainy day or planning something big, an Extra Credit Union Savings Account makes it easy to take control of your future. Start with just a $5 member share that establishes your credit union membership and opens the door to all of our services.
Enjoy flexibility, built-in protections, and the ability to earn dividends on balances over $100. Plus, you can open additional savings accounts — with the same dividend rate — and personalize them with names like “Vacation Fund” or “Emergency Fund” to help you stay on track with your goals.
Protect your savings with built-in safeguards and flexible tools that help you manage your money with ease and confidence—no matter what life brings.
Your savings are federally insured by the National Credit Union Administration (NCUA) up to $250,000, keeping your money safe and secure.
Monitor and manage your savings anytime, anywhere with secure online and mobile banking.
Link your savings account to your checking account to automatically transfer funds and prevent overdrafts on everyday purchases.
Stay in control with customizable alerts that notify you of important activity—so you're never caught off guard.
At Extra Credit Union, we know life doesn’t always go as planned. Credit challenges, setbacks, and unexpected turns happen — and too often, other financial institutions stop at “no.” We don’t. We take the time to hear your story, understand your journey, and give you a real second chance.
That’s what makes us different. We’re more than a credit union — we’re your partner in building a stronger financial future, with products, services, and support designed to help you move forward with confidence.
Higher Returns, Flexible Access
Grow your savings with our money market accounts. Enjoy higher interest rates than traditional savings accounts while still having access to your funds when you need them.
Guaranteed Growth Over Time
Lock in your savings and watch them grow with our CDs. Choose from a variety of terms and rates, ensuring your investments work harder for you.
Start Smart, Save Smart
Teach kids and teens the value of saving with our youth banking options. From savings accounts to financial education, we’re here to help young members build strong financial habits early.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.
