From first piggy banks to part-time paychecks, Extra Credit Union helps kids and teens (ages 0–18) build smart money habits with fun, educational tools and youth-friendly accounts.
At Extra Credit Union, we believe in empowering young minds with financial knowledge and tools. Our youth savings accounts are designed to grow with your child, offering age-appropriate features and educational resources to instill smart money habits from an early age.
Introduce your little ones to the world of saving with our Superstars account. It's a fun and engaging way for children to start learning about money, featuring special gifts like an ECU tote bag, cape and mask set, coin bank, and activity book to make saving exciting.
For budding savers ready to take the next step, the Rockstars account offers interactive tools and rewards. Members receive a welcome package including an ECU drawstring bag, coin bank, color-changing pencil, and a blow-up guitar, making the saving experience both educational and entertaining.
Designed for teens preparing for financial independence, the Allstars account provides access to advanced financial tools and resources. Members can benefit from programs like "Good Grades Pay," where they earn rewards for academic achievements, and gain access to the Greenlight app to learn about budgeting and spending responsibly.
Turn everyday purchases into powerful financial lessons with the Greenlight debit card and app. Designed for kids and teens, Greenlight empowers young savers to earn, spend, save, and even invest—all under the watchful eye of their parents.
Parents can set flexible spending controls, assign chores, automate allowances, and receive real-time notifications for every transaction. Meanwhile, kids can set savings goals, learn budgeting basics, and build smart money habits through interactive features like the Level Up™ financial literacy game. It's a hands-on way to prepare them for a lifetime of financial confidence.
Helping young members build a bright financial future with rewards for good grades, scholarship opportunities, and loans designed just for them. From funding school activities to recognizing academic achievement, Extra Credit Union supports youth every step of the way.
Earn cash rewards for your hard work! Middle and high school members get paid for every “A” and “B” on their report cards—up to $12 each quarter. Simply submit your report card online, by email, or in branch, and watch your savings grow.
Each year, Extra Credit Union awards scholarships to five outstanding high school seniors who excel academically and give back to their communities. Winners receive funds to help cover tuition and fees, giving them a valuable boost toward their college goals.
Need help covering expenses like prom, school trips, or band camp? Our youth loans teach financial responsibility and provide the cash you need for those important moments. Apply today and get started on your path to smart money management.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.
