Welcome to the New Extra Credit Union Website!
At Extra Credit Union, we believe your digital experience should…
When you think about where to bank, you might picture the big names—but what if there was a better option? At Extra Credit Union, we believe banking should be personal, transparent, and member-first—not profit-first.
| Credit Unions | Banks | |
| Ownership | Owned by members | Owned by stakeholders |
| Mission | People over profit | Profit-driven |
| Earnings | Returned to members via better rates and fewer fees | Paid out to stakeholders |
| Personalization | Relationship-focused service | Transaction-focused |
| Community Impact | Invested in local schools, programs, and financial education | Limited local investment |
We were founded by teachers who wanted more for their communities—and we’ve
carried that spirit ever since. Our focus isn’t just on your finances. It’s on your
future. That means supporting your goals, offering honest solutions, and creating
financial products that meet real-life needs.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.