Our Youth Loans are designed for members ages 13 to 19 to learn financial responsibility while building a strong credit foundation. Whether it’s prom, senior portraits, school trips, or sports expenses, these loans help young members manage money wisely and prepare for a secure financial future.
At Extra Credit Union, we believe financial confidence starts early. That’s why our youth accounts are designed to teach smart money habits, reward saving, and give young people the tools they need to grow into financially empowered adults. From their first deposit to their first paycheck, we’re here every step of the way.
Introduce your little ones to the joy of saving with a youth savings account that earns interest and comes with a fun welcome gift.
Designed for budding savers, this account rewards good grades with cash deposits and includes a cool welcome kit.
Perfect for pre-teens and teens, this account offers interest earnings, "Good Grades Pay" incentives, and a welcome pack.
Helping young members build a bright financial future with rewards for good grades, scholarship opportunities, and loans designed just for them. From funding school activities to recognizing academic achievement, Extra Credit Union supports youth every step of the way.
Earn cash rewards for your hard work! Middle and high school members get paid for every “A” and “B” on their report cards—up to $12 each quarter. Simply submit your report card online, by email, or in branch, and watch your savings grow.
Each year, Extra Credit Union awards scholarships to five outstanding high school seniors who excel academically and give back to their communities. Winners receive funds to help cover tuition and fees, giving them a valuable boost toward their college goals.
Need help covering expenses like prom, school trips, or band camp? Our youth loans teach financial responsibility and provide the cash you need for those important moments. Apply today and get started on your path to smart money management.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.
