Your home can do more than keep you comfortable—it can help fund what matters most. With an Extra Credit Union Home Equity Line of Credit (HELOC), you can use your equity to tackle home improvements, cover education costs, or even plan your dream getaway. Get quick access to funds—up to 90% of your home’s value—with no closing costs and convenient worldwide spending power.
At Extra Credit Union, you're more than just a customer—you're a member-owner. We prioritize your financial well-being by offering personalized service, competitive rates, and a suite of benefits designed to help you achieve your goals.
Feeling buried by high-interest debt? You’re not alone — and you don’t have to face it by yourself. At Extra Credit Union, we created the Debt Crusher Program to give you a way forward. With one manageable monthly payment designed around your budget, we’ll help you take control, pay down what you owe, and finally breathe easier. We’ll even pay off your existing creditors directly — so you can stop stressing about balances and start moving forward.
Debt Crusher is built with you in mind.
We’ll start by reviewing your credit report — not to judge, but to understand your history and help you improve your score. Your loan amount is based on your monthly income, so payments are realistic and sustainable. Once approved, we’ll pay your creditors directly and help you close accounts that are keeping you stuck in the debt cycle.
Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.
