EMV Card Use

Instead of swiping your card, you’ll insert the card, facing up, into a slot toward the bottom of the card processing device. Keep your card in the slot and provide your signature when prompted. Wait for the transaction to process and the terminal to indicate the transaction is complete before removing your card. In most cases, the instructions will be right there on the screen and the retailers will be trained in the technology, so they’ll be able to assist you.

The answer depends on each merchant and how they process transactions. Some merchants require you to enter a PIN and others do not.

No worries—your card has both the EMV chip and the traditional magnetic stripe. This way, you’ll be able to use your card at any retailer that accepts MasterCard credit cards by simply swiping your card the traditional way. Most large retailers will have EMV card readers, but some small businesses may still use magnetic stripe readers for some time. Eventually, chip technology will be a standard at all merchants.