Summer is meant for making memories not stressing over expenses.
Whether you’re planning a getaway, tackling an unexpected expense, or simply trying to enjoy more of what the season has to offer, Extra Credit Union is here to help. With a flexible HOT Summer Loan, you can enjoy more summer and less stress.
Take the trip up north you’ve been looking forward to, plan a weekend on the water, cover travel expenses, make upgrades around the house, or handle the unexpected with confidence. Whatever summer looks like to you, having the right financial support can make it easier to enjoy every moment.
With our HOT Summer Loan, you can borrow up to $10,000 with rates as low as 11.23% APR* and up to 72 months to repay. It’s a flexible option designed to help you handle whatever summer brings—whether it’s planned or unexpected.
Make the most of summer while the offer lasts. Apply by October 28, 2026.
Applying for a HOT Summer Loan is easy and available 24/7:
*APR = Annual Percentage Rate which includes a loan processing fee of up to $75 depending on the loan amount. HOT Summer Loan payment example assuming: A $10,000 loan amount, an excellent credit score, a 72-month term and a 11.23% APR. Estimated monthly payment of $19.01 per $1,000.00 borrowed. The rate may vary depending upon each individual’s credit history and underwriting factors. Minimum loan amount = $500. Maximum loan amount is calculated based on individual’s monthly gross income. Maximum term = 72 months. Offer ends 10/28/2026. All loans are subject to credit approval. Additional limitations, terms, conditions, and restrictions apply. All Extra Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.
