Learn more about after loans are closed.
We can help you. Call us at (586) 276-3000.
After you’ve had your loan with us for a year set up a meeting with an Extra Credit Union representative. If your credit score has improved, we may adjust the interest rate for you one time for the life of that loan.
It may be possible; however, you would have to refinance your loan to make this change. You may select to add a joint person on your loan at the time of application. But if you wanted to remove someone, circumstances would have to be reviewed by an underwriter.
We can help you with this. Call us at (586) 276-3000. We will review your situation and evaluate your collateral. We will ask you to complete this Storage Form.
Collateral Protection Insurance (CPI) is added to your collateral in the event that we’ve been informed by your insurance company that you’ve removed full coverage from your vehicle. Due to the fact that the Extra Credit Union is holding the lien and that loan hasn’t been paid in full, we must ensure that the asset is still being fully protected. If you receive this type of notice, please contact us right away so we can ensure full coverage has been reinstated.
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