Extra Credit Union logo
Home
»
Resources
»
Loans – Interest Rates

Loans – Interest Rates

Learn more about loan interest rates from Extra Credit Union.

This depends on a number of factors, but our rates can be found at ExtraCreditUnion.org under the Loans to Build Your Life tab, then click on Rates

The interest rate of a loan is the amount of money you are charged for borrowing money. The rate is expressed as a percentage. Interest is applied to the outstanding principal {the amount you borrowed} on your loan. This does not include the origination fee, or any other fees charged by your lender. The APR is a rate you are charged for borrowing money that is intended to include all fees.

This depends on a number of factors, but our rates can be found at ExtraCreditUnion.org under the Loans to Build Your Life tab, then click on Rates.

Extra Credit Union bases the interest rate on the member’s credit score. Additional factors also apply for auto loans. Members, as well as members of the community, may visit us for a free credit report review at any time, or they may pull their own credit report at www.AnnualCreditReport.com.

Your rate may go up or down during the approval period. You will get the rate that is in effect the day you take the loan.

Your Financial Journey Starts Here

Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.