Agreements & Disclosures

Account Disclosures

• Electronic Funds Transfer Disclosure
• Funds Availability Disclosure
• Membership and Account Agreement
• Overdraft Protection Services Disclosure
• Truth-in-Savings Disclosure: Certificates
• Truth-in-Savings Disclosure: Shares
• USA Patriot Act/Account Opening Disclosure

Credit Card

• Consumer Credit Card Agreement And Disclosure
• Application and Solicitation Disclosure
• Mastercard® Guide to Benefits for Mastercard Credit Cardholders

Debit Card

• Mastercard® Guide to Benefits for Debit Cardholders

eServices

• Electronic Banking Agreement & Disclosure
• eBill Pay Terms and Conditions/eBill Pay Authorization
• MasterCard SecureCode Terms of Use Agreement

Fee Schedules

• Commercial Account Fee and Service Charge Schedule
• Fee and Service Charge Schedule

General

• Member Service Charge Reversal Guidelines
• NCUA Insurance Disclosure

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