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Temporary Hours & Locations:

Due to Governor Whitmer signing Executive Order, Extra Credit Union's lobbies {including our Sterling Heights branch} will be closed until further notice.

Our drive-thru will be open Monday-Friday 9 a.m. - 5 p.m. and Saturday 9 a.m. - 1 p.m. Members still have full access to their funds through our drive-thru, ATMs {including 30,000 free CO-OP ATMs nationwide} and through our many remote services {eBanking, eBanking App/eBill Pay, PAT, etc.}.

Our Call Center will be open Monday-Friday 9 a.m. – 5 p.m.

Appointments may still be scheduled to handle loans and other financial services by calling 586-276-3000, emailing or members may contact their lender directly.

We are here to help, so please let us know how we can do so. We are here for you and we will all get through this extraordinary time together.

Not near a branch? No problem:

Visit the nearly 30,000 nationwide ATMs displaying the CO-OP Network.

For a nominal fee, you can visit a credit union family service center located throughout the United States. Use the service centers to make deposits, withdrawals, or even to make credit union loan payments just as you would at an Extra Credit Union branch. Remember to bring your member number and I.D. Search for a location online or by calling 888-837-6500.

Away from your computer?
Find a CO-OP Network surcharge-free ATM from any mobile phone! Text your location—address, intersection or ZIP code—to 91989 and receive an instant message to your phone with the closest surcharge-free ATM. *Standard text messaging rates do apply.

Not a texter? Call 1-888-SITE-CO-OP (888-748-3266) to find a location by telephone.

Want personalized service near home?
Stop by any Extra Credit Union branch at your leisure. We’re ready to assist in any way we can.

Main Office
6611 Chicago Road, Warren, MI 48092
Phone: (586) 276-3000
Toll Free: (877) 638-7628

Main Office (Temporary Hours Due to COVID-19):

Lobby (by appointment only):
Monday-Friday: 9 a.m.-4 p.m.

Drive-Thru Hours:
Monday-Friday: 9 a.m.-5 p.m.
Saturday: 9 a.m.-1 p.m.

Call Center Hours:
Monday-Friday: 9 a.m.-5 p.m.

Sterling Heights Branch (Currently closed)
37700 Van Dyke Avenue, Sterling Heights, MI 48312

Lobby Hours:
Monday-Tuesday: 9 a.m.-5 p.m.
Wednesday: 11 a.m.-5 p.m.
Thursday: 9 a.m.-5 p.m.
Friday: 9 a.m.-6 p.m.

ATM Hours:

Visit our Holiday Closings/Hours page for info about when we are closed for the holidays.

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