Stay Sharp: Scam & Fraud Prevention Tips for Today’s World

Scammers are getting smarter—and the tactics they use can fool even the most cautious person.

At Extra Credit Union, we want our members to feel safe, informed, and protected.

Here’s what you should know:

• We will never call or text asking for your full account number or PIN.
• Watch for messages that feel urgent, threatening, or “off”—especially if they involve clicking a link.
• Be cautious of Zelle, gift card requests, or unknown phone numbers claiming to be from us.
• Check for grammar errors, suspicious email addresses, and names that don’t match.
• If something doesn’t feel right—pause, don’t respond, and contact us directly.

Your security matters to us. We’re here to help you stay one step ahead of fraudsters.