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Allstars (12+)

For teens and pre-teens ready to level up, the All Stars Youth Club is where money smarts meet real-world goals. With hands-on tools, cool perks, and personalized support, this account helps your All Star build independence, responsibility, and winning financial habits—on and off the field.

Allstar
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Training Tomorrow’s Financial MVPs

The All Stars Account gives young members the freedom to practice smart saving, while still having guidance from their biggest supporters (you!). It’s flexible, functional, and built for financial growth.

  • Just $5 to open
  • Earn dividends on balances of $100+
  • No monthly fees
  • Joint ownership with a parent, guardian, or adult sponsor
  • Free online banking and mobile access

Coach-Level Support, Player-Level Control

This account helps teens learn the ropes—earning, saving, spending, and managing money like pros. With digital tools, fun rewards, and expert advice always nearby, it’s a game plan for real-world readiness.

  • Debit card access (with parent approval)
  • Online and mobile banking to track spending
  • Prizes for deposits and savings progress
  • Builds financial confidence and independence
  • Helps prepare for adult banking, college, and beyond
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More Youth Banking Services

Superstar

Superstars

0-6 years old

Introduce your little ones to the joy of saving with a youth savings account that earns interest and comes with a fun welcome gift.

Rockstar

Rockstars

7-11 years old

Designed for budding savers, this account rewards good grades with cash deposits and includes a cool welcome kit.

Futurity

16-24 years old

Our FUTURITY checking and savings accounts help young adults build credit, manage finances, and save for big goals like college or a car.

Greenlight

All Youth

Empower your child with the Greenlight debit card and app, teaching budgeting, saving, and smart spending—all under your supervision.

Bringing Financial Education Right to Your Classroom

Extra Credit Union is here to simplify your financial life with our convenient Homeroom Service—bringing personalized banking right to your school. Whether you need help opening an account, applying for a loan, or planning your financial future, our expert team is ready to assist you on your schedule. Plus, enjoy exclusive benefits like our Homeroom Rewards Package to jumpstart your membership.

Building Bright Futures: Scholarships, Loans & Rewards for Kids

Helping young members build a bright financial future with rewards for good grades, scholarship opportunities, and loans designed just for them. From funding school activities to recognizing academic achievement, Extra Credit Union supports youth every step of the way.

Good Grades Pay

Earn cash rewards for your hard work! Middle and high school members get paid for every “A” and “B” on their report cards—up to $12 each quarter. Simply submit your report card online, by email, or in branch, and watch your savings grow.

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Richard J. Spence Scholarship

Each year, Extra Credit Union awards scholarships to five outstanding high school seniors who excel academically and give back to their communities. Winners receive funds to help cover tuition and fees, giving them a valuable boost toward their college goals.

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Youth Loans

Need help covering expenses like prom, school trips, or band camp? Our youth loans teach financial responsibility and provide the cash you need for those important moments. Apply today and get started on your path to smart money management.

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Money Playbooks for Young All Stars

From budgeting basics to smart spending tips, our Youth Resource Zone gives teens the playbook they need to score big. With videos, activity sheets, newsletters, and more, it’s the perfect training ground for lifelong financial success.

All Stars Newsletter

Video

Your Financial Journey Starts Here

Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.

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