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Superstars (0-6)

Even the brightest stars start small! The Superstars Youth Club is designed for kids ages 0–6 who are ready to make their big debut in the world of saving. With a $5 opening deposit, rewards, and kid-friendly perks, your little one’s financial journey is off to a show-stopping start.

Superstar
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Center Stage for Future Savers

Our Superstars Account is a safe, simple way to help your child take their first bow as a smart saver. It’s a low-pressure, high-fun way to build early money habits—with you as their biggest fan.

  • $5 non-refundable membership fee to get your account started
  • Earn dividends on balances of $0.01 or more
  • No monthly fees
  • Joint ownership with a parent, guardian, or adult sponsor

Encore-Worthy Extras

From curtain call to standing ovation, your Superstar gets more than just a place to park their pennies—they get a savings experience filled with fun and applause-worthy moments.

  • Fun prizes for deposits and savings goals
  • Special invitations to youth events
  • Teaches smart money habits from the start
  • Builds confidence and financial responsibility early
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More Youth Banking Services

Rockstar

Rockstars

7-11 years old

Designed for budding savers, this account rewards good grades with cash deposits and includes a cool welcome kit.

Allstar

Allstars

12+ years old

Perfect for pre-teens and teens, this account offers interest earnings, "Good Grades Pay" incentives, and a welcome pack.

Futurity

16-24 years old

Our FUTURITY checking and savings accounts help young adults build credit, manage finances, and save for big goals like college or a car.

Greenlight

All Youth

Empower your child with the Greenlight debit card and app, teaching budgeting, saving, and smart spending—all under your supervision.

Bringing Financial Education Right to Your Classroom

Extra Credit Union is here to simplify your financial life with our convenient Homeroom Service—bringing personalized banking right to your school. Whether you need help opening an account, applying for a loan, or planning your financial future, our expert team is ready to assist you on your schedule. Plus, enjoy exclusive benefits like our Homeroom Rewards Package to jumpstart your membership.

Building Bright Futures: Scholarships, Loans & Rewards for Kids

Helping young members build a bright financial future with rewards for good grades, scholarship opportunities, and loans designed just for them. From funding school activities to recognizing academic achievement, Extra Credit Union supports youth every step of the way.

Richard J. Spence Scholarship

Each year, Extra Credit Union awards scholarships to five outstanding high school seniors who excel academically and give back to their communities. Winners receive funds to help cover tuition and fees, giving them a valuable boost toward their college goals.

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Youth Loans

Need help covering expenses like prom, school trips, or band camp? Our youth loans teach financial responsibility and provide the cash you need for those important moments. Apply today and get started on your path to smart money management.

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Small Start, Big Spotlight

The Youth Resource Zone is packed with fun, interactive tools to help your little superstar shine. From coloring pages and activity sheets to videos and newsletters, every resource is designed to teach the basics in a playful, memorable way.

Superstars Newsletter

Video

Your Financial Journey Starts Here

Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.

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