Have “extra” cash laying around? Looking for a safe and sure way to grow your money? Look no further!
Extra Credit Union’s NEW Money Market and CD rates are sure to be the perfect financial tool you’ve been waiting for! And we have options!
Money Market Rates
| APY* | Minimum Balance |
| 2.00% | $5,000-$14,999.99 |
| 2.25% | $15,000-$24,999.99 |
| 2.50% | $25,000-$49,999.99 |
| 2.75% | $50,000-$99,999.99 |
| 3.00% | $100,000 + up |
*APY = Annual Percentage Yield
Youth Money Market Rates
| APY* | Minimum Balance |
| 2.00% | $2,000-$19,999.99 |
| 2.25% | $20,000-$49,999.99 |
| 2.50% | $50,000 + up |
*APY = Annual Percentage Yield
Money Market accounts:
» Are a secure way to invest and earn you more money than a traditional checking/savings account
» Allow you to withdraw/deposit funds when needed
» Have a minimum balance requirement of $5,000 or $2,000 minimum balance requirement for youth money market
Want to grow your money even more? Check out our CD rates:
Fixed-Rate Certificates {CD}
| Term | APY* | Minimum Balance |
| 6 Months | 4.00% | $500 |
| 12 Months | 4.25% | $500 |
| 24 Months | 4.25% | $500 |
| 36 Months | 4.50% | $500 |
| 60 Months | 4.75% | $500 |
For accounts that automatically renew for another term, you have a grace period of ten (10) days after maturity in which to withdraw funds in the account without being charged an early withdrawal penalty.
*APY = Annual Percentage Yield
CDs:
» Are a secure way to invest and provide a higher interest rate
» Have a minimum balance requirement of $500 and terms from 180 days to 60 months
» Enable you to cash in your CD at the end of the term or roll it over into another CD
» Do not allow for early withdrawal without penalty
Amazing Limited-Time Offers!
Plus—we have some amazing limited-time offers, so you’ll want to open your new CD or Money Market account today.
Hurry! Offer expires April 30, 2024.
» Get a $50 gift card! How? Open a new CD and deposit a minimum of $2,500; open a new Money Market account and deposit a minimum of $5,000; or make a minimum deposit of $5,000 to an existing ECU Money Market account!
» Youth: Get a $25 gift card! How? Open a new Youth Money Market account and deposit a minimum of $2,000 or make a minimum deposit of $2,000 to an existing ECU Youth Money Market account!
*Deposits must be maintained for a minimum of six months.
We’re going the “extra” mile for our members—and not-yet-members—with some of the BEST and most competitive rates around!
Which option is right for you? Let our knowledgeable and experienced Member Relationship Specialists help you decide! But hurry—these offers won’t be available for long! So let your money start working for YOU today!
Interested? Visit us at our Main Office {6611 Chicago Rd. in Warren} or Washington Township Lending Center {59321 Van Dyke Avenue} or call us at (586) 276-3000.
Routing Number: 272477432