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Get Ready to Roll into a Fresh New Space!

Dreaming of a new home or simply dreaming of upgrades to your existing home? Don’t brush those dreams away—Extra Credit Union can help you get ready to roll into a fresh new space!

With rental prices increasing every day, now may be the perfect time to buy your dream home! From refinancing your current mortgage to buying your forever home, our Real Estate Team can help—and guide you through the entire process. Extra Credit Union offers a wide range of mortgage options, including FHA, MSHDA, adjustable-rate mortgages, and many more.

If you already love your home, but want to mix it up with a splash of color, a HELOC may be the perfect funding solution. This loan uses the equity in your home to give you the money for home improvements, your child’s education, a dream vacation—anything you need! Throw the tape away and roll with all the creative possibilities—there’s no need to paint within the lines! HELOC benefits include no annual fee, the use of funds for up to five years with 20 years to repay, and interest rates as low as 9.50% APR**.

Plus—whether you’re closing on your mortgage or drawing at least $10,000** from your HELOC at signing, you’ll receive a $50 Lowe’s gift card* to kickstart your dream plans!

Don’t wait for the paint to dry—apply today! Offer ends June 26, 2024:

  • eBanking: Click on/tap the “Apply for a Loan or Share” on the left tab in eBanking {pull-down menu on the mobile app}
  • Online: ExtraCreditUnion.org
  • Call: (586) 276-3000, option 1
  • Visit: Extra Credit Union in Warren; NEW location—59321 Van Dyke Avenue in Washington Township

Mortgage questions? Contact our Real Estate Specialist:

  • Call: (586) 276-3000, ext. 3067
  • Email: DScott@ExtraCreditUnion.org

*Some restrictions apply. Only one gift card is allowed per loan. Please contact Extra Credit Union for additional details. Offer expires 6/26/2024. **APR=Annual Percentage Rate. Advertised promotion is available on lines with a loan-to-value (LTV) ratio of 85% or less. The interest rate is a variable rate. The rate is based on the Wall Street Journal Prime +1% APR or more based on credit rating (8.50% + 1% = 9.50% APR as of 2/20/2024) calculated one day prior to the rate change date per loan agreement. The maximum APR that can apply is 18%. Credit is subject to approval; not all applicants will qualify. Minimum line to open is $5,000. Offer valid on new transactions of owner occupied, single family residence only; not available on manufactured homes or rental property. An appraisal, paid for by the borrower, is required. Borrower must carry insurance on the property that secures the loan. Programs, rates, terms and conditions are subject to change at any time without notice. Offer expires June 26, 2024. All other terms, conditions, and restrictions apply.

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