Your next vehicle should move you forward, not send your budget in the wrong direction.
These days, it feels like the cost of everything is going up, but getting the vehicle you need shouldn’t feel out of reach.
Whether you’re planning your next upgrade, purchasing your first car, or looking for ways to lower your monthly payment, Extra Credit Union is here to help you move forward without the financial detour. With flexible auto loan options designed to fit your life and budget, we make it easier to get behind the wheel with confidence.
Choose from competitive auto loan options with rates as low as 3.99% APR*, convenient refinancing options and financing solutions for a variety of credit situations. If your vehicle is currently financed somewhere else, bring it to us! We’ll review your current loan and do our best to help you save with a payment that works better for you.
Plus, when you close on your auto loan by October 28, 2026, you’ll receive a $25 gift card on us!
*APR=Annual Percentage Rate which includes a processing fee of up to $75. Auto loan terms up to 96 months. Estimated monthly payment of $12.19 per $1,000.00 borrowed, assuming an excellent credit score, a 96-month term and a 3.99% APR**. The rate may vary depending on each individual’s credit history and underwriting factors. Additional limitations, terms, conditions, and restrictions apply. All Extra Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Hurry! Offer is valid from 07/01/2026–10/28/2026. Good on loans new to Extra Credit Union. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items.
**3.99% APR is the lowest available interest rate. Only one rate reduction allowed per loan. Proof of current rate is required on refinanced vehicles.
