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Education & School Resources

At Extra Credit Union, we know that educators and school leaders play a vital role in shaping students’ financial futures. That’s why we partner with educators to provide engaging classroom presentations, scholarships, and free resources that make financial literacy fun and accessible. Whether you’re looking for support for your students, tools for your curriculum, or ways to bring real-world money skills into the classroom, we’re here to help you every step of the way. Let’s work together to build a financially confident generation.

Local Schools Partnered with Extra Credit Union's financial literacy programs

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Students Reached Annually through Classroom Presentations

$ k+

Awarded in Student Scholarships to Date

Serving Those Who Serve Our Students

Educators and school staff give so much of themselves every day, often with few extra resources and little recognition. At Extra Credit Union, we believe in giving back to those who give so much to our communities and our kids. That’s why we offer exclusive services designed to make your financial life easier, more rewarding, and less stressful. Explore our special banking solutions created just for educators — so you can focus on shaping young minds while we help take care of your financial well-being.

Homeroom Service

Bringing Banking to Your Classroom Door

We know your time is precious, so let us come to you! Homeroom Service brings Extra Credit Union’s full range of banking services right to your school. Schedule an appointment that fits your busy day and get personalized help with everything from opening an account to applying for a mortgage — all without leaving campus. It’s banking made simple, convenient, and designed around your schedule.

Benefits:

  • On-site banking services at your school
  • Personalized help with loans, accounts, and financial planning
  • Saves time and reduces extra errands
  • Trusted advice from our experienced team

Homeroom Rewards Package

A Head Start for Your Financial Goals

As a thank you for all that you do, we make joining Extra Credit Union even more rewarding. With the Homeroom Rewards Package, you’ll get a $50 bonus deposit when you open an account and customize your own mix of financial products to fit your needs. From flexible loans to convenient savings and checking, this package is designed to help you manage your money stress-free — with a little extra appreciation, just for being an educator.

Benefits:

  • $50 bonus deposit when you sign up
  • Flexible mix of accounts and loan options
  • Easy to customize for your needs
  • Extra Credit Union support whenever you need it

Empowering Educators:
Tools & Programs for Your Classroom

School Employee Grant Program

Each year, Extra Credit Union proudly awards $10,000 in grants to support educators and school staff who are credit union members. Individual grants of up to $2,000 help educators create unique, engaging opportunities for their classrooms, students, or schools. Whether you’re funding a special project, new learning materials, or an innovative classroom experience, we’re here to help bring your ideas to life. Empower your students through creativity and enrich your school community with the support of our School Employee Grant Program.

Middle age hispanic woman preschool teacher using touchpad at kindergarten

Banzai Online Financial Literacy Program

We’re committed to providing educators with free, high-quality tools to teach students real-world money management skills. Through Banzai, students in grades 8–12 explore interactive online simulations and workbooks covering math, life skills, personal finance, and more. Our financial education team introduces the program in your classroom and returns to answer questions, celebrate students’ success, and encourage them to start saving. Upon completion, each student receives a certificate and an incentive to open an account. It’s a fun, practical way to prepare students for a lifetime of smart financial choices.

Frustrated Asian young girl student learning online class study in house. Teenage woman feel tired and stressed while using laptop computer device remote distancing study on table in bedroom at home.

Classroom Presentations

Extra Credit Union partners with educators to deliver customized classroom presentations that fit seamlessly into your lesson plans. We can present on topics like saving and spending, credit and its impact, checking accounts, or understanding needs versus wants — all tailored to the grade level you teach, from kindergarten through 12th grade. You choose the topic, length, and frequency, and we’ll work closely with you to select the best tools for your students. Our goal is to make financial literacy engaging, relevant, and easy to understand for every age group.

Hispanic elementary school teacher explains new lecture to her students during class.

Credit Union Tours

Bring your students to Extra Credit Union’s main office for an educational and interactive field trip! We welcome school groups, scouts, and youth organizations to tour our facility and take part in a fun financial literacy activity. These tours help students see how a credit union works and learn practical money skills in a real-world setting. We also love supporting your events at school and are honored to participate in student activities, sharing financial knowledge in a way that’s both enjoyable and memorable.

Portrait of school kids waving hand from bus

Sallie Mae Student Referral Program

Wherever you are in your higher education, get the money you need for school. Student loans from Extra Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students

Portrait of African American female teacher smiling in the class at school

Thank you for helping me immerse my students in interactive, role-playing experiences that give them experience with personal finance and exploring career interests.

Bradley Wenz
Romeo Middle School

Hi! My students are doing a great job on Banzai! My 8th grade Life Skills electives are playing the scenarios and I laugh to hear them complain about paying bills with the paycheck they just earned. I have them pretend they have "roommates", which are the classmates they sit near to help them solve these problems.

I appreciate so much that I can use this curriculum for free! It is wonderful for my virtual high school classes also. I will continue to use this website in the future as long as it's offered.

Casey Finkbeiner
Bemis Junior High School

Thank you for continuing to support Imlay City High School students by providing the funding for Banzai. Bringing personal finance related content to students in an informative and entertaining way is a great benefit to teaching the topics. Thanks again!

Josh Gates
Imlay City High School

Thank you for helping me immerse my students in interactive, role-playing experiences that give them experience with personal finance and exploring career interests.

Bradley Wenz
Romeo Middle School

Hi! My students are doing a great job on Banzai! My 8th grade Life Skills electives are playing the scenarios and I laugh to hear them complain about paying bills with the paycheck they just earned. I have them pretend they have "roommates", which are the classmates they sit near to help them solve these problems.

I appreciate so much that I can use this curriculum for free! It is wonderful for my virtual high school classes also. I will continue to use this website in the future as long as it's offered.

Casey Finkbeiner
Bemis Junior High School

Thank you for continuing to support Imlay City High School students by providing the funding for Banzai. Bringing personal finance related content to students in an informative and entertaining way is a great benefit to teaching the topics. Thanks again!

Josh Gates
Imlay City High School

Investing in Students and Our Community

Extra Credit Union is dedicated to giving back to the community we serve — from awarding scholarships that help students achieve their dreams to partnering with local schools to support financial literacy and classroom success. We believe in empowering students, educators, and families with the resources they need to build brighter futures. Discover how our grants, scholarships, and community programs make a lasting impact right where you live and learn.

financialeducation@extracreditunion.org

Resources for School Staff

Extra Credit Union provides educators with a variety of resources to help them in guiding students toward financial literacy. We will help you educate your students through delivering classroom presentations. We will customize a presentation that works around your lesson plan, specific needs and student age/grade. Presentations can be made on a variety of topics related to money and finances for kindergarten-12th grade, including:

  • Saving, spending, and sharing
  • Opportunity cost and needs vs. wants
  • Credit and its impact on your future
  • Checking accounts

Classroom Presentations

Educators choose the presentation topic, length and how often you want us to present. We also consult with you to select the appropriate industry tools for the student population. To arrange for a classroom presentation, email our financial education team at financialeducation@extracreditunion.org or request a presentation below.

Grade Level Presentation
Kindergarten What Is Money?
1st Grade Needs and Wants – Goods and Services
2nd Grade Save, Spend, Share with Jack and Lucy
3rd Grade Money Recognition and Counting – Money Bingo
4th Grade Banking Business Operations
5th Grade Opportunity Cost
6th Grade Let’s Talk Money – Intro to Banking (Start Saving for a Car)
7th Grade Budget Game
8th Grade Real Life. Real Choices. JR.
9th Grade First Paycheck – Job and Savings Habits
10th Grade Buying Your First Car (How Much Does It Cost? Need a Loan, How Much Will That Cost You?)
11th Grade Real Life. Real Choices.
12th Grade Let’s Talk Credit – Credit Card Statement Scavenger Hunt

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