Promotions

Sniffin’ around for a good deal?

Yeah, we caught ya! That’s why Extra Credit Union created this “extra” special section for you.

Stop by here often to get the 411 on our latest and greatest promotions:

It's All About You!

Your time. Your money. Your choice.

Life is busy! Now is your time. You want to be able to manage your money, your way, right? Well, Extra Credit Union’s Platinum or Platinum Reward’s Mastercard® can give you the freedom you deserve!

Extra Credit Union even has an amazing offer to help kick start that new-found freedom. Transfer your credit card balance to our Platinum or Platinum Rewards Mastercard® and receive a special rate of 4.99% APR* for 12 months with absolutely no balance transfer fee!

Our Platinum or Platinum Rewards Mastercard® can save you time as well! Simply log in to your Extra Credit Union eBanking to access your account—quick and easy! Extra Credit Union is a one-stop shop for managing your money—even while on the go with our eBanking App!

It’s your money and your time—get peace of mind and freedom with an Extra Credit Union Platinum or Platinum Rewards Mastercard®!

Applying is easy—and available 24/7:

• Click here to apply NOW with our online loan application
• eBanking: Services tab, apply for a loan
• Call: (586) 276-3000, option 1

*APR = annual percentage rate. Introductory rate of 4.99% APR for 12 months from date of transfer applies to balance transfers only completed through October 30, 2019. Interest on balance transfers will be charged on the first day of the following billing cycle. Interest calculated via average daily balances. After promotional term, the standard purchase APR will apply to all promotional balances. For the Platinum Mastercard® the standard fixed APR for purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the standard variable interest rate for purchases and cash advances is 13.70% to 19.70% based on credit worthiness at account opening. Minimum credit score required for Platinum Rewards Mastercard®. Skip-A-Pay not offered on credit cards. All loans are subject to credit approval. Additional limitations, terms and conditions apply.

Extended!
Fuel the Drive with an Extra Credit Union Auto Loan

What fuels your drive?

At Extra Credit Union, we understand the car buying experience can be draining, but our goal is to get you into an auto loan that helps fill your needs—with ease—whether you have great credit, or you’ve made a few mistakes along the way. We even have an OnTrack program to help individuals with challenged credit to qualify for an auto loan, so no matter what got you into the credit situation you’re in today, we’ll do our best to get you approved and into an affordable monthly loan payment to get you back on the road in no time!

Applying for an auto loan is easy—and you can do it 24/7:

• Click here to apply NOW with our online loan application
• eBanking: Services tab, apply for a loan
• Call: (586) 276-3000, option 1

Close on any auto loan by September 28, 2019 and you’ll receive a FREE Extra Credit Union travel mug and a $25 gas card!* Plus, top off your budget and ask how to get 0.25%** off your interest rate when you sign up for direct deposit and auto pay!

Already a member with a solid credit history? We’ll do our best to give you a competitive rate on your auto loan—whether you’re purchasing a new or used vehicle, or simply refinancing your current car. If your vehicle is financed elsewhere, bring it to us and we’ll take 1%** OFF your current auto-loan rate. So fuel up and drive to an Extra Credit Union branch or call for a rate quote today!

*Hurry! Offer is valid from 6/5/2019–9/28/2019. Proof of current rate is required on refinanced vehicles. Good on loans new to Extra Credit Union and all other terms, conditions or restrictions apply. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items. **2.99% is the lowest available interest rate. Only one rate reduction allowed per loan.