Promotions

Sniffin’ around for a good deal?

Yeah, we caught ya! That’s why Extra Credit Union created this “extra” special section for you.

Stop by here often to get the 411 on our latest and greatest promotions:

Get into Gear

The car of your dreams is waiting for you—so get into gear with an auto loan from Extra Credit Union! 

Whether your fantasy involves cruising down the road in a convertible on a hot summer day, hauling a boat with a decked-out truck, or a new family vehicle big enough to take everyone on vacation—your dream is closer than you think. Extra Credit Union has an auto loan to help make your dream a reality. With rates as low as 2.99% APR*—it’s time to get into gear! 

Applying for an auto loan with Extra Credit Union is easy—and you can do it 24/7:

• Online: Click here to apply NOW with our online loan application
• eBanking: "Services" tab, apply for a loan
• Call: (586) 276-3000, option 1

Close on any auto loan by October 28, 2020, and we’ll give you an Extra Credit Union travel mug and a $25 gas card to help fill the tank!* Plus, top off your budget and ask how to get 0.25%** off your interest rate when you sign up for direct deposit and auto pay!

If you’re already a member with a solid credit history, we will do our best to give you a competitive rate on your auto loan—whether you’re purchasing a new or used vehicle, or simply refinancing your current car. If your vehicle is financed elsewhere, bring it to us and we’ll take 1%** OFF your current auto-loan rate. So, fuel up and drive to an Extra Credit Union branch or call for a rate quote today!

*Hurry! Offer is valid from 7/1/2020–10/28/2020. Proof of current rate is required on refinanced vehicles. Good on loans new to Extra Credit Union and all other terms, conditions or restrictions apply. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items. **2.99% is the lowest available interest rate. Only one rate reduction allowed per loan.

It's All About You!

Life is busy! Now is your time. You want to be able to manage your money, your way, right? Well, Extra Credit Union’s Platinum or Platinum Reward’s Mastercard® can give you the freedom you deserve!

Extra Credit Union even has an amazing offer to help kick start that new-found freedom. Transfer your credit card balance to our Platinum or Platinum Rewards Mastercard® and receive a special rate of 4.99% APR* for 12 months with absolutely no balance transfer fee!

Our Platinum or Platinum Rewards Mastercard® can save you time as well! Simply log in to your Extra Credit Union eBanking to access your account—quick and easy! Extra Credit Union is a one-stop shop for managing your money—even while on the go with our eBanking App!

It’s your money and your time—get peace of mind and freedom with an Extra Credit Union Platinum or Platinum Rewards Mastercard®!

Applying is easy—and available 24/7:

• Online: Click here to apply NOW with our online loan application
• eBanking: "Services" tab, apply for a loan
• Call: (586) 276-3000, option 1

Already have our credit card? Great! Transfer your balance to Extra Credit Union’s Platinum Mastercard® by filling out and submitting this form. 

*APR = annual percentage rate. Introductory rate of 4.99% APR for 12 months from date of transfer applies to balance transfers only completed through October 28, 2020. Interest on balance transfers will be charged on the first day of the following billing cycle. Interest calculated via average daily balances. After promotional term, the standard purchase APR will apply to all promotional balances. For the Platinum Mastercard® the standard fixed APR for purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the standard variable interest rate for purchases and cash advances is 11.45% to 17.45% based on credit worthiness at account opening. Minimum credit score required for Platinum Rewards Mastercard®. Skip-A-Pay not offered on credit cards. All loans are subject to credit approval. Additional limitations, terms and conditions apply.