Promotions

Sniffin’ around for a good deal?

Yeah, we caught ya! That’s why Extra Credit Union created this “extra” special section for you.

Stop by here often to get the 411 on our latest and greatest promotions:

Goodbye, 2020!

Extra Credit Union is here to help you take control of your finances. Leave last year’s stress and uncertainty behind—let us crush your debt with our Debt Crusher Program!

Our Debt Crusher Program can consolidate your debt into one easy monthly payment. Plus, it can get you out of the endless cycle of debt and falling behind on bills each month.

This program works because:

• There’s a clear timeline in having debt repaid
• It’s easy to manage with automatic payments {weekly, bi-weekly, or monthly}
• Interest rates are fair and set based on your credit and income

PAY OFF: holiday bills, payday lenders, medical collectors, credit card companies, auto lenders, private student loan companies, collection accounts—and just about anyone else you owe!

Let us evaluate your situation. As a bonus, you’ll earn yourself a $25 gift card simply by closing on your Debt Crusher loan of $5,000 or more by March 31, 2021.*

Applying is easy—and available 24/7:

• Online: Click here to apply NOW with our online loan application
• eBanking: Services tab, apply for a loan
• Call: (586) 276-3000, option 1

*Good on Debt Crusher loans of $5,000 or more. Must be a new loan at Extra Credit Union—existing loans are not eligible for this offer. All other terms, conditions and restrictions apply. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items. Only one gift card is allowed per loan.

Have no fear—Extra Credit Union's balance transfer is here!

Do you need to be rescued from your monthly statement? Have no fear—Extra Credit Union’s credit card balance transfer is here! We have an offer that can help ease your worries. Simply transfer your credit card balances to an Extra Credit Union Platinum or Platinum Rewards Mastercard® and you receive an introductory offer of just 4.99% APR* for 12 months. Plus, no balance transfer fee—kickstart 2021 with this amazing offer today! (After promotional term, the standard purchase APR of 9.95% to 17.95%, as applicable, will apply.*)

Extra Credit Union is a one-stop shop for managing your money. Our Platinum or Platinum Rewards Mastercard® can also save you time. Log in to Extra Credit Union’s eBanking platform to access your credit card account from anywhere, any time—it’s quick and convenient!

Applying is easy—and available 24/7:

• Online: Click here to apply NOW with our online loan application
• eBanking: Services tab, apply for a loan
• Call: (586) 276-3000, option 1

Already have our credit card? Great! Transfer your balance to ECU’s Platinum Mastercard® by filling out and submitting this form. Hurry though—balances must be transferred by March 31, 2021.

*APR = annual percentage rate. Introductory rate of 4.99% APR for 12 months from date of transfer applies to balance transfers only completed through March 31, 2021. Interest on balance transfers will be charged on the first day of the following billing cycle. Interest calculated via average daily balances. After promotional term, the standard purchase APR will apply to all promotional balances. For the Platinum Mastercard® the standard fixed APR for purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening. For Platinum Rewards Mastercard®, the standard variable interest rate for purchases and cash advances is 11.45% to 17.45% based on credit worthiness at account opening and applicable prime rates, which may vary. Minimum credit score required for Platinum Rewards Mastercard®. Skip-A-Pay not offered on credit cards. All loans are subject to credit approval. Additional limitations, terms and conditions apply.