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Sniffin’ around for a good deal?

Yeah, we caught ya! That’s why Extra Credit Union created this “extra” special section for you.

Stop by here often to get the 411 on our latest and greatest promotions:

Start Stock(ing) Up for the Holidays! 

The holiday season should be a time to spread EXTRA joy and cheer. That’s why Extra Credit Union doesn’t want you to stress about stocking stuffers or gifts. Our Holiday Loan is the perfect way to help you celebrate the most wonderful time of the year!  

Extra Credit Union’s Holiday Loan has affordable payments and gives you up to 12 months to repay, adding even more joy to your holiday season!

Be sure to apply today and borrow from $500-$2,000 so you can start Stock(ing) Up for the Holidays!

You can apply any time  24/7!

Complete your application online:

  1. Visit, login to eBanking, and select the “services” tab.
  2. Much of your information will be pre-filled, making it is simple to submit.

Call us today! Our friendly Call Center representatives are always happy to help. Contact us at (586) 276-3000 to apply!

Annual percentage rate for the Holiday Loan is as low as 9.95% and is based on your current credit history. Borrow between $500 and $2,000. Maximum term = 12 months. For a $1,500.00 loan for a term of 12 months with a 14.06% APR, the monthly payment will be $132.48. Offer valid from 11/03/2021-1/5/2022. All loans are subject to credit approval. Must meet membership eligibility requirements, account must be in good standing and applicant must be at least 18 years of age or older. Other terms, conditions or restrictions apply.

Federally Insured by NCUA

Skip-A-Pay Is Here!

Are you looking for another way to help save money this holiday season? Skip-A-Pay is here!

With Extra Credit Union’s Skip-A-Pay program, you can opt to skip your loan payment* in December or January.

Applying for our Skip-A-Pay program is easy! It can be done online within eBanking, in person, or by contacting our Call Center today.

Start applying today!

Complete the process online:

  1. Visit, login to eBanking, and select the “services” tab.
  2. Click on “skip a loan payment,” and much of your information will be pre-filled, making it is simple to submit.

Don’t have eBanking yet? Using Extra Credit Union’s eBanking platform is the fastest and easiest way to access your account – and enrolling is simple!

  1. Go to and look for the gold “eBanking Login” box.
  2. Click on “Enroll Now” and agree to the terms of service.
  3. Follow the simple instructions to complete the enrollment process – it’s that easy!

Apply in person! Visit us where a friendly representative can help you complete the process online or help you enroll in eBanking.

Don’t have time to come into the branch? No worries! We’re just a phone call away. Contact our Call Center at (877) 638-7628. One of our friendly representatives will be happy to help.

*Skip-A-Pay is available on all loans excluding real estate, flexLINE, Extra Quick Loan, Platinum and Platinum Rewards Mastercard®, youth loans, balloon loans, and any loan with current collection arrangements or a skip within the last three months or two skips within a 12-month period. Eligible loans must be current, at least six months old, with six consecutive payments and cannot have collateral protection added within the past 12 months. A signed Skip-A-Pay request form or an online submission must be received by Extra Credit Union on or before the loan due date for the payment to be skipped. Additional terms, conditions, and restrictions apply. Programs, rates, terms and conditions are subject to change without notice. Offer ends 1/5/2022.

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