This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Extra Credit Union Site Go to main content
FacebookGoogle PlusLinkedinRSSTwitterYouTube|

eBanking Login


Sniffin’ around for a good deal?

Yeah, we caught ya! That’s why Extra Credit Union created this “extra” special section for you.

Stop by here often to get the 411 on our latest and greatest promotions:

Find Your Path

Feeling cooped up? Let Extra Credit Union help you find your path, explore your options and get you on the road to adventure! Whether it’s a motorcycle, dirt bike, ATV, trailer, or any other type of recreational vehicle—we have a loan option for you!

Before you head out to shop for your dream recreational vehicle, talk to the experts at Extra Credit Union. We can get you pre-approved so you know exactly how much you can afford—which makes your decision much easier when you come to a financing fork in the road! Extra Credit Union offers flexible terms, fair interest rates, and personal service that is second to none.

With interest rates starting as low as 2.99% APR* and up to 120 months to pay, we can get you on the right path faster than you think! As an added bonus, if you close on your recreational vehicle loan by June 30, 2021, you’ll receive a FREE $25 gas card to help fuel your first new journey!**

Get on the right path—apply today!

  • Online: Click here to apply NOW with our online loan application
  • eBanking: Services tab, apply for a loan
  • Call: (586) 276-3000, option 1

*APR=Annual Percentage Rate which includes a $75 loan processing fee. Motorcycle loan terms up to 72 months. Recreational vehicle loan terms up to 120 months. Estimated monthly payment of $9.64 per $1,000.00 borrowed. The rate may vary depending on each individuals’ credit history and underwriting factors. All Extra Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

**Hurry! Offer is valid from 3/31/2021 – 6/30/2021.Good on loans new to Extra Credit Union and all other terms, conditions and restrictions apply. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items.

Mix It Up At Home

Spending so much time at home over the past year may have inspired you to create a new recipe for change. If you need to mix it up, it may be thyme for you to consider getting a mortgage or a Home Equity Line of Credit (HELOC) with us!

Whether it’s refinancing your current mortgage or buying your forever home, our Real Estate Specialist, Diane Scott, can help—and she’ll guide you through the entire process. Extra Credit Union offers a wide range of mortgage options including FHA, MSHDA, adjustable rate mortgages, and many more.

If you already love your home, but just want to pepper in some improvements, a HELOC may be the perfect funding solution. This loan uses the equity in your home to give you money for home upgrades, your child’s education, a dream vacation—or just to shake things up! HELOC benefits include no annual fee, the use of funds for up to five years with up to 20 years to repay the loan, and interest rates as low as 4.25% APR.**

Whether you’re closing on your mortgage or drawing at least $10,000** from your HELOC at signing, you’ll receive a $50 Lowe’s gift card* to bring some “extra” flavor into your home.

Apply today! Offer ends June 30, 2021:

  • Online: Click here to apply NOW with our online loan application
  • eBanking: Services tab, apply for a loan
  • Call: (586) 276-3000, option 1

Mortgage questions? Contact Diane:

*Some restrictions apply. Only one gift card is allowed per loan. Please contact Extra Credit Union for additional details.

**APR=Annual Percentage Rate. Advertised promotion is available on lines with a loan-to-value (LTV) ratio of 85% or less. The interest rate is a variable rate. The rate is based on the Wall Street Journal Prime +1% APR or more based on credit rating (3.25% + 1% = 4.25% APR as of 1/11/2021) calculated one day prior to the rate change date per loan agreement. The maximum APR that can apply is 25%. Minimum line to open is $5,000. Offer valid on new transactions of owner occupied, single family residence only; not available on manufactured homes or rental property. An appraisal, paid for by the borrower, is required. Borrower must carry insurance on the property that secures the loan. Programs, rates, terms and conditions are subject to change at any time without notice. Offer expires June 30, 2021. All other terms, conditions, and restrictions apply. We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.


Go to main navigation