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Promotions

Sniffin’ around for a good deal?

Yeah, we caught ya! That’s why Extra Credit Union created this “extra” special section for you.

Stop by here often to get the 411 on our latest and greatest promotions:

Ready for the Drive of Your Life? It Starts at Extra Credit Union!

Every road is a different path—are you ready to travel yours? Extra Credit Union has several auto loan options to help you get ready for the drive of your life!

Whether you’re hitting the road in your new dream car, heading to college in your first car or out on the open road for a new adventure, Extra Credit Union has an auto loan that is sure to fit your needs.

Having trouble finding a replacement for your current leased vehicle? Extra Credit Union can help you purchase your lease. Have not-so-perfect credit? Yep, you guessed it, we have an auto loan for you, too! And with rates as low as 2.99% APR*—there’s no better time than now to get ready for the drive of your life with a top-notch, full-service auto loan experience at Extra Credit Union!

Plus, close on any auto loan by November 3, 2022, and you’ll receive a FREE $25 gas card to help get you fueled up and back on the road!

Applying is easy—and available 24/7:

If you are already a member with a solid credit history, we will do our best to give you a competitive rate on your auto loan whether you’re purchasing a new or used vehicle or simply refinancing your current car.

If your vehicle is financed elsewhere, bring it to us and we’ll take 1%** OFF your current auto-loan rate. So, fuel up and drive to Extra Credit Union or call for a rate quote today!

*APR=Annual Percentage Rate. Hurry! Offer is valid from 6/29/2022-11/2/2022. The rate may vary depending on each individual’s credit history and underwriting factors. Good on loans new to Extra Credit Union and all other terms, conditions and restrictions apply. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items. Programs, rates, terms and conditions are subject to change at any time without notice.

**2.99% is the lowest available interest rate. Only one rate reduction allowed per loan. Proof of current rate is required on refinanced vehicles.

 

Less Worry = More Fun!

Tired of making payment after payment on your high-interest credit cards and feeling like you’re getting nowhere? The endless cycle can be stressful—but it doesn’t have to be! 

Transfer your balance to Extra Credit Union’s Platinum or Platinum Rewards card by November 3, 2022 and get a special balance transfer rate of 4.99% for 12 months*—with NO TRANSFER FEE.

What you do with the “extra” money you save is up to you—pay off your balance faster, save up for an epic vacation, play a few rounds of golf, schedule a spa day, take care of a few small home renovations, or whatever—the choice is yours!

Extra Credit Union’s Platinum Mastercard® can help ease your worries and make more room for the fun stuff in life. So, what are you waiting for? Transfer your high-interest balance today so you can worry less and have more fun!

Applying is easy—and available 24/7:

Already have our credit card? Great! Transfer your balance to ECU's Platinum Mastercard® by filling out and submitting this form.

*APR=Annual Percentage Rate. Special rate of 4.99% APR for 12 months from date of transfer applies to balance transfers only completed through November 2, 2022. Interest on balance transfers will be charged on the first day of the following billing cycle. Interest calculated via average daily balances. After promotional term, the standard purchase APR will apply to all promotional balances. For the Platinum Mastercard®, the standard fixed APR for purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening, which will not increase thereafter while the plan is open. For Platinum Rewards Mastercard®, the standard variable interest rate for purchases and cash advances is 12.20% to 18.20% based on credit worthiness at account opening and applicable prime rates, which may vary while the plan is open. Minimum credit score required for Platinum Rewards Mastercard®. Skip-A-Pay not offered on credit cards. All loans are subject to credit approval. Additional limitations, terms and conditions apply. Programs, rates, terms and conditions are subject to change at any time without notice.

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