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Promotions

Sniffin’ around for a good deal?

Yeah, we caught ya! That’s why Extra Credit Union created this “extra” special section for you.

Stop by here often to get the 411 on our latest and greatest promotions:

Get Into Gear

Dreaming of a new ride? The car of your dreams is waiting for you—just GET INTO GEAR!

Make your dream a reality today. It’s closer than you think. Extra Credit Union has an auto loan to help make your dream a reality. With rates as low as 2.99% APR*—it’s time to get into gear!

Close on any auto loan by November 3, 2021 and you’ll receive a FREE Extra Credit Union travel mug and a $25 gas card!* Plus, top off your budget and ask how to get 0.25%** off your interest rate when you sign up for direct deposit and auto pay!

Applying is easy—and available 24/7:

  • Online: Click here to apply NOW with our online loan application
  • eBanking: Services tab, apply for a loan
  • Call: (586) 276-3000, option 1
  • In person: 6611 Chicago Road in Warren

If you’re already a member with a solid credit history, we will do our best to give you a competitive rate on your auto loan—whether you’re purchasing a new or used vehicle, or simply refinancing your current car. If your vehicle is financed elsewhere, bring it to us and we’ll take 1%** OFF your current auto-loan rate. So, fuel up and drive to Extra Credit Union or call for a rate quote today!

*APR=Annual Percentage Rate. Hurry! Offer is valid from 6/30/2021-11/3/2021. The rate may vary depending on each individual’s credit history and underwriting factors. Good on loans new to Extra Credit Union and all other terms, conditions and restrictions apply. Offer stands while supplies last and is subject to change at any time. Applicants must meet loan approval and membership qualifications to receive promotional items. Programs, rates, terms and conditions are subject to change at any time without notice.

**2.99% is the lowest available interest rate. Only one rate reduction allowed per loan. Proof of current rate is required on refinanced vehicles. Applicants must meet loan approval and membership qualifications to receive promotional items.

It's All About You! Credit Card Balance Transfer Offer

Life moves FAST! Now is the time to take control. It’s YOUR TIME. YOUR MONEY. YOUR CHOICE.

You need to be able to manage your money, your way and Extra Credit Union’s Platinum or Platinum Reward’s Mastercard® gives you the freedom you deserve!

Extra Credit Union even has an amazing offer to help kick start that new-found freedom. Transfer your credit card balance to our Platinum or Platinum Rewards Mastercard® and receive a special rate of 4.99% APR* for 12 months with absolutely no balance transfer fee! (After promotional term, the standard purchase APR of 9.95% to 17.95% will apply.*)

Our Platinum or Platinum Rewards Mastercard® can save you time as well! Simply log in to your Extra Credit Union eBanking to access your account—quick and easy! Extra Credit Union is a one-stop shop for managing your money—even while on the go with our eBanking App!

It’s your money and your time—get peace of mind and freedom with an Extra Credit Union Platinum or Platinum Rewards Mastercard®!

Applying is easy—and available 24/7:

  • Online: Click here to apply NOW with our online loan application
  • eBanking: Services tab, apply for a loan
  • Call: (586) 276-3000, option 1
  • In person: 6611 Chicago Road in Warren

Already have our credit card? Great! Transfer your balance to ECU's Platinum Mastercard® by filling out and submitting this form. Hurry though—balances must be transferred by November 3, 2021.

*APR=Annual Percentage Rate. Introductory rate of 4.99% APR for 12 months from date of transfer applies to balance transfers only completed through November 3, 2021. Interest on balance transfers will be charged on the first day of the following billing cycle. Interest calculated via average daily balances. After promotional term, the standard purchase APR will apply to all promotional balances. For the Platinum Mastercard®, the standard fixed APR for purchases and cash advances is 9.95% to 17.95% based on credit worthiness at account opening, which will not increase thereafter while the plan is open. For Platinum Rewards Mastercard®, the standard variable interest rate for purchases and cash advances is 11.45% to 17.45% based on credit worthiness at account opening and applicable prime rates, which may vary while the plan is open. Minimum credit score required for Platinum Rewards Mastercard®. Skip-A-Pay not offered on credit cards. All loans are subject to credit approval. Additional limitations, terms and conditions apply. Programs, rates, terms and conditions are subject to change at any time without notice.

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