Tis the Season … for Scammers!

As the holiday season approaches, please be on the lookout for potential scams. Increased online activity this time of year makes it the perfect time for scammers to target consumers.

If you receive a call or text from someone claiming to be from the Extra Credit Union Fraud Department, hang up immediately and delete any messages. Call the credit union directly at 586-276-3000 and speak with a representative during normal business hours. We will gladly help you review your account and make certain you avoid these scams.

Some tips for avoiding scams this holiday season:

• Monitor your accounts regularly – If you see fraudulent activity on any of your Extra Credit Union accounts, call us immediately at 586-276-3000.
• When shopping online, stick with trusted, well-established retailers.
• Beware of phishing scams – Phishing scams are a common tactic used during the holidays. Be cautious of unsolicited emails or text messages claiming to be from retailers, shipping companies, or financial institutions. Never click on links or download attachments from suspicious sources. If you’re unsure, check your accounts online or call Extra Credit Union directly at 586-276-3000.
• Use strong, secure passwords – Now is a good time to change your passwords to make your accounts more secure.
• Report fraud and scams immediately – If you suspect you received a fraudulent call, text message, or email, call Extra Credit Union during normal business hours. We can help review your account for any possible fraudulent activity.

Stay safe online this holiday season and reach out to Extra Credit Union if you have any questions or concerns. We are here to help!