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Rockstars (7-11)

The Rockstars Youth Club is made for kids ages 7–11 who are ready to turn up the volume on saving and smart spending. With cool rewards, real-world lessons, and hands-on money fun, your child can learn how to rock their finances early—and confidently.

Rockstar
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Amp Up Their Money Skills

This account helps your young saver take center stage with simple, no-fuss features that make learning about money easy and exciting.

  • $5 non-refundable membership fee to get your account started
  • Earn dividends on balances of $0.01 or more
  • No monthly fees
  • Joint ownership with a parent, guardian, or adult sponsor
  • Available for ages 7–11

VIP Perks for Future Financial Rockstars

This account does more than hold money—it builds confidence, independence, and good habits. Plus, every deposit gets your Rockstar closer to cool rewards and special surprises.

  • Prizes for deposits and savings milestones
  • Invitations to fun youth events
  • Encourages responsibility and independence
  • Builds lasting money smarts through real experiences
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More Youth Banking Services

Superstar

Superstars

0-6 years old

Introduce your little ones to the joy of saving with a youth savings account that earns interest and comes with a fun welcome gift.

Allstar

Allstars

12+ years old

Perfect for pre-teens and teens, this account offers interest earnings, "Good Grades Pay" incentives, and a welcome pack.

Futurity

16-24 years old

Our FUTURITY checking and savings accounts help young adults build credit, manage finances, and save for big goals like college or a car.

Greenlight

All Youth

Empower your child with the Greenlight debit card and app, teaching budgeting, saving, and smart spending—all under your supervision.

Bringing Financial Education Right to Your Classroom

Extra Credit Union is here to simplify your financial life with our convenient Homeroom Service—bringing personalized banking right to your school. Whether you need help opening an account, applying for a loan, or planning your financial future, our expert team is ready to assist you on your schedule. Plus, enjoy exclusive benefits like our Homeroom Rewards Package to jumpstart your membership.

Building Bright Futures: Scholarships, Loans & Rewards for Kids

Helping young members build a bright financial future with rewards for good grades, scholarship opportunities, and loans designed just for them. From funding school activities to recognizing academic achievement, Extra Credit Union supports youth every step of the way.

Good Grades Pay

Earn cash rewards for your hard work! Middle and high school members get paid for every “A” and “B” on their report cards—up to $12 each quarter. Simply submit your report card online, by email, or in branch, and watch your savings grow.

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Richard J. Spence Scholarship

Each year, Extra Credit Union awards scholarships to five outstanding high school seniors who excel academically and give back to their communities. Winners receive funds to help cover tuition and fees, giving them a valuable boost toward their college goals.

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Youth Loans

Need help covering expenses like prom, school trips, or band camp? Our youth loans teach financial responsibility and provide the cash you need for those important moments. Apply today and get started on your path to smart money management.

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Money Skills That Rock!

Every Rockstar needs the right tools to take the stage—and our Youth Resource Zone delivers! From activity sheets and videos to newsletters and fun challenges, kids can level up their money smarts while having a blast. It’s financial education made fun, engaging, and totally Rockstar-worthy.

Rockstars Newsletter

Video

Your Financial Journey Starts Here

Unlock personalized banking, exclusive rewards, and a community that supports you. Take the next step toward your financial freedom today.

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