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Main Office (Open during normal business hours) 6611 Chicago Road, Warren, MI 48092 Phone: (586) 276-3000 Text Us: (586) 276-3000 Lobby and Call Center Hours: Monday-Tuesday: 9 a.m.-5 p.m. Wednesday: 11 a.m.-5 p.m. Thursday: 9 a.m.-5 p.m. Friday: 9 a.m.-6 p.m. Drive-Thru Hours: Monday-Thursday: 8:30 a.m.-5:30 p.m. Friday: 8:30 a.m.-6 p.m. Saturday: 9 a.m.-1 p.m. ATM Hours: 24/7 […]

Holiday Hours

To help you plan your busy days, all Extra Credit Union offices and/or drive-thru windows will be closed on the following days: 2024

ATMs & Shared Branching

ATM Locations Members have FREE access to Extra Credit Union’s ATM 24/7: Not near Extra Credit Union? No problem: Visit the nearly 30,000 nationwide ATMs displaying the CO-OP Network. For a nominal fee, you can visit a credit union family service center located throughout the United States. Use the service centers to make deposits, withdrawals, or even to make […]

Access Your Accounts

Keep your Contact Information as current as possible – Check your contact information the next time you log in!  Below you will find links to access/pay your Member First Mortgage payment and Extra Credit Union loan for your ease and convenience: Access your account: To make a check payment on an Extra Credit Union account:

School/Community Involvement

We’re into giving back At Extra Credit Union, we feel passionately about connecting with our surrounding community and positively contributing to local children’s lives. Via photos and descriptions in our News & Alerts section, eNewsletter and social media platforms, learn about the ways that we actively provide caring, one-on-one attention to children in need. We also offer opportunities for you […]

Financial Glossary

ABA Routing Number A unique 9-digit number, used in the United States, to identify a financial institution; the number is printed at the bottom of the financial institution’s checks and is most often requested by employer payroll offices to set up direct deposit or an electronic withdrawal The routing number (ABA) at Extra Credit Union […]

Debit, Credit or ATM Card/Card Fraud/EMV

Below are some frequently asked questions and answers about Extra Credit Union’s Debit Cards, card fraud, and EMV. Getting a debit card and useful card info What is instant issuance and how do I get my card through that program?Instant issuance is a new program at ECU that allows members to get a new or replacement Debit […]


Every builder needs a toolbox Extra Credit Union recognizes that the financial world can get confusing at times. So, we developed this credit union toolbox of great resources to utilize as you build your financial success. These tools will help you become more financially educated and comfortable, enabling you to make wise decisions in your […]

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